What kind of bank card is suitable for visiting scholars in Canada?

The handling fee is $65438+ 0.5 per local bank. Domestic banks have different standards, generally 12. It is best to choose Ping An Bank, free of charge; Followed by Huaxia Bank, the down payment is free every day.

Note that the exchange rate is based on the UnionPay standard, not the bank's own standard. However, because it is directly converted from RMB to Canadian dollar, the exchange rate loss through US dollar exchange is less than through channels such as MASTER/VISA. In addition, because domestic cards are used to withdraw cash, the Canadian government can't monitor the flow of funds, saving a lot of trouble. Generally speaking, except for a small amount (500- 1000 USD each, 20,000 USD annually), it should be the best solution.

Attention! Be sure to use a pure UnionPay card, not a MASTER/VISA logo, otherwise the default channel is not UnionPay. In addition, you can only withdraw money with UnionPay card, and you can't inquire.

Also, you can try it, because the maximum withdrawal amount of each bank is different. Wsbsmn (station contact TA) went to Canada to apply for a local bank card. There must be a place where cash is needed. I don't know if you need a money order. If it is a frequent withdrawal, znlady (in-station contact TA) is not the best policy. It is suggested that TD, TD trust ... handle the credit card properly when doing it ... Wesley 05 (contact TA in the station) had better use the local bank card bigjordan (contact TA in the station).

Bring cash to the local bank card, cash+emergency;

Handling foreign currency cards in China Bank can be used for most purposes.

After a year abroad, I just returned home. For reference only. Yiwangsun (contact TA in the station) will exchange some Canadian dollars in China first, and then you can make an emergency when you arrive in Canada. Then go to a local bank, such as BMO and TD, and open a bank account. Generally speaking, there are two kinds of accounts: checking accounts and savings accounts. There is a difference between the two. Details can be found on the bank website. If you are a student, there will be preferential policies, such as no withdrawal fee and so on. If the time is not long, you don't have to apply for a credit card. BioChemCom (TA in the contact station) brings some cash, and then TD handles debit cards and credit cards. . Not difficult. Don't bring more than 5,000 Canadian dollars in cash.