Can I withdraw the money from Ningbo medical insurance card?

1. Can the money from Ningbo medical insurance be withdrawn?

The money in the medical insurance card can't be taken out, so you can only go to the designated hospitals and pharmacies for medical treatment and medicine purchase.

But in the following three cases, the money in the medical insurance card can be withdrawn and used:

1. The medical insurance card is terminated: if the insured person dies, the relatives can go through the surrender formalities with the death certificate;

2. Immigrant of the insured: handle the surrender formalities with the certificate issued by the public security department;

3. Transfer in different places: After local insurance, the balance of medical insurance account can be transferred to a new account.

Second, under normal circumstances, you can't take out the money in the five insurances and one gold.

1, five insurances and one gold, refers to several kinds of security benefits provided by employers to workers, including pension insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.

2. "Five insurances" refers to five insurances, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

3. "One gold" refers to the housing accumulation fund.

Among them, old-age insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay them.

Paying social insurance is a compulsory requirement of the country, and you can't pay it if you want. Please note that the national documents all say that paying money is compulsory, which is different from paying money. If you don't pay, you will be punished accordingly.

5. With regard to the provident fund, it does not depend on the benefits of enterprises. According to Article 6 of Chapter II of Wuhan Housing Provident Fund Management Regulations (which may vary from place to place, see local rules for details), "units and individual employees shall pay housing provident fund in accordance with regulations".

6. Housing accumulation fund is a "payable" project, which is legally necessary, and paying it also shows that it is an obligation.

Three, how to clean up and cancel the personal account of medical insurance in Ningbo?

Work basis

1. Notice on printing and distributing

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Scope of liquidation

(1) Go back to the original place;

(2) Going abroad to settle down and canceling the household registration;

(three) to reach the statutory retirement age, do not have the conditions for retirement and enjoy the monthly pension benefits;

(4) death;

(5) account consolidation;

(6) Old-age insurance has gone through retirement procedures, and medical insurance is unwilling to pay back;

(7) Choose to enjoy hospitalization medical insurance benefits when retiring.

Liquidation restriction

(1) Only one liquidation is provided for the insured who has returned to his home country. Re-insured after liquidation, the re-established personal account does not go through liquidation procedures before reaching the prescribed retirement age, but it can be retained or transferred (except death and going abroad);

(2) Before the insured registered in this Municipality reaches the required retirement age, the personal account can be retained or transferred, and the procedures for collecting the balance of the personal account are not handled (except death and going abroad).

operation sequence/order

1. At the time of liquidation, the personal account of endowment insurance shall be liquidated first, and then the personal account of medical insurance shall be liquidated with the Approval Form for One-time Payment of Endowment Insurance. Due to liquidation 4, if the deceased is an enterprise retiree, the personal account of medical insurance will be liquidated after the unit handles the procedures for increasing or decreasing the socialized distribution personnel; If the deceased is an enterprise employee, the personal account of endowment insurance shall be liquidated first, and then the personal account of medical insurance shall be liquidated with the Approval Form for One-time Payment of Endowment Insurance; If the deceased refers to a civil servant, it shall be handled by the Notice of Ningbo Municipality on Paying Social Insurance. 5 due liquidation, with the "medical insurance account merger notice". 6 due liquidation, with the "Ningbo social insurance insured retirement medical treatment approved application form". 7 due to liquidation, with the "Ningbo urban workers retirees medical insurance benefits approved application form" for. All insured persons or agents who come to liquidation please bring their medical insurance cards and go through liquidation procedures from the month when medical insurance benefits stop.

2. If the medical insurance benefits are required to be liquidated before stopping, it is necessary to indicate the voluntary abandonment of benefits in the "Ningbo Urban Medical Insurance Personal Account Liquidation (Transfer and Payment) Sheet".

3. Personal account management department prints the form in triplicate, and the insured person or agent signs it for confirmation.

4. The insured person or agent shall collect the personal account balance from the financial department with the financial copy in Table 5, the copy retained by the insured person and relevant documents. If the personal account has been overdrawn, it shall be repaid in full.

Other instructions

1. If the old-age insurance participates in the provincial industry overall planning or is paid by the Municipal Personnel Bureau, please provide the Notice of Paying Social Insurance in Ningbo instead of the Approval Form for One-time Payment of Old-age Insurance;

2. If an agent is invited, the agent's ID card shall be attached;

3. The processing time is 1-23 working days per month;

4. After liquidation, the personal account of the insured person is cancelled and the basic medical insurance relationship is terminated at the same time.

Commitment time limit

Within 2 working days from the date of acceptance.