Why doesn’t the US use money to escape? How is domestic p2p different from it?

Although it is currently impossible to verify whether there are defectors on American p2p platforms, there are several differences between the situations in our country and the United States:

With a large base, there will inevitably be defectors. many. Our country's p2p platforms are dozens of times that of the United States. The total number of p2p platforms in our country currently exceeds 3,000, while the number of p2p platforms in the United States at the end of last year was only 60;

Differences in legal perfection: The United States has a mature legal system. In particular, the financial legal system is more mature; due to legal loopholes, Laolai platforms have opportunities to take advantage of it;

The difference between financial management concepts and channels: The United States has a mature financial market, and financial management concepts and education are relatively mature. However, China's financial management channels are limited, and many people are limited to depositing money in banks. Given the low interest rates of banks, the emergence of p2p interest rates of up to 20% is too tempting. Therefore, many investors will invest blindly, which creates many companies with bad motives and use the platform to cheat money;

The United States is the originator of Ponzi scheme: Charles Ponzi, the founder of Ponzi scheme, is An Italian speculator who immigrated to the United States in 1903. In 1919, he began planning the Ponzi scheme. At present, many P2P scams in China are Ponzi schemes. Therefore, the United States is the originator of p2p scams.

Original answer, feel free to ask if you have any questions