What medical and pension benefits do Canadian immigrants have?

Canadian medical care: All eligible people can enjoy Canada's publicly-funded medical care system through the publicly-funded reimbursement plan. According to the Canadian Health Law, the system has formulated five principles of the health care system: (1) popularization. (2) Wide range of services. (3) Public management. The federal government is responsible for allocating funds and supervising services in various places to maintain the universal standards of the whole country; The provincial government is responsible for the specific treatment. (4) Convenient medical treatment. (5) There are no geographical restrictions.

Pensions in Canada:

The first level: the old-age security plan. The plan is 65 pounds per person.

/kloc-The elderly aged over 0/8 who meet the residence requirements shall be provided with the old-age security fund of "universal enjoyment and unified treatment", and all the funds required shall be borne by the government. Residents who have lived in Canada for more than 40 years can enjoy full old-age security, and those who have lived for less than 40 years can be appropriately deducted according to the length of residence. For elderly residents who have no other sources of income, they can also get some income security (equivalent to the minimum living security in China). The level of the old-age security fund is adjusted once every quarter, and the highest monthly standard of the old-age security fund in the fourth quarter of 20 12 is 540. 12 Canadian dollars. In 20 12, about 5 million people in China enjoyed the old-age security fund, with a total expenditure of about 40 billion Canadian dollars. The first substitution rate is about 15%.

The second level: "Canadian pension"

Plan (CPP). The plan was formally implemented on 1966, and it is a compulsory old-age insurance plan. The insured object is 18-year-old workers, which is equivalent to China's basic endowment insurance. The scheme covers all regions except Quebec (Quebec has a similar pension insurance scheme called QPP).

The third layer: employer pension plan and individual retirement savings plan.

Savings of

(Retirement). The employer pension insurance plan is equivalent to the supplementary pension insurance (enterprise annuity) in China, while the individual retirement savings plan is similar to the individual savings pension insurance in China. Whether it is an employer's pension insurance plan or an individual's retirement savings plan, the government gives certain tax incentives in the payment process. According to statistics, about 60% employees in private enterprises have participated in the employer's pension insurance plan or individual retirement savings plan, and the average replacement rate is about 18%.