What are the medical insurance benefits after retirement?

Medical insurance benefits after retirement: those who have reached the retirement age stipulated by the state and gone through retirement procedures and have met the payment period of basic medical insurance will enjoy the basic medical insurance benefits for retirees from the month when retirement is approved. In other words, as long as the payment period for men and women reaches 25 years and 20 years, 5% of the medical expenses of retirement pension will be allocated every month after retirement, and they will enjoy lifelong medical insurance.

In the following three cases, the money in the medical insurance card can be extracted and used:

1, the use of medical insurance card is terminated;

2. The insured emigrates;

3. Transfer in different places.

Medical insurance is divided into the following five types:

1, general medical insurance, which is the most extensive insurance liability in medical insurance;

2. Accidental injury medical insurance, which is mainly responsible for the medical expenses incurred by the insured due to accidental injury;

3. Hospitalization medical insurance, which covers the medical expenses incurred when the insured needs hospitalization due to illness or accidental injury;

4. Surgery medical insurance is a single medical insurance, which only protects the medical expenses incurred by the insured due to surgery;

5, special disease insurance, this is specifically for the insured suffering from a specific disease as an insurance accident.

To sum up, employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

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The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.