How to get the money from the medical insurance card after death?

If you want to take out the money in the medical insurance card, there are only the following three situations:

1. Termination of the use of the medical insurance card: if the insured person dies, the relatives can go through the surrender formalities with the death certificate;

2. Transfer of the insured: handle the surrender formalities with the certificate issued by the public security department;

First, related operations

The death medical insurance card needs to be cancelled within one month. The required materials are the kinship certificate and medical insurance card issued by the community. The principal and interest of the employee's personal medical insurance account belong to the employee and can be carried forward and inherited.

Second, how to take out the balance of the medical insurance card after death?

After the death of the insured, the balance in the personal account will be returned to the legal heir or designated beneficiary of the insured.

1. According to the relevant regulations, after the death of the insured in enterprises and institutions, the relatives of the insured will issue the death certificate and cremation certificate of the insured. After the insured unit fills in the application form for terminating the social insurance relationship, it will go to the service hall of the County People's Social Security Bureau to go through the formalities for terminating the social insurance personal account.

2. After examination and approval, all the balance in the account before the month of the insured's death will be returned to the account of the insured unit. The returned balance is regarded as heritage, and then the insured unit issues it to the legal heir or designated beneficiary of the insured.

3. If the insured person is a flexible employee without a work unit, after his death, his file custody institution, such as the county public employment service center, will handle the termination procedures of the social insurance personal account for the insured person. 4. After the death of the insured person, all the balance in the personal account will be returned to the account of the agency, and then the agency will issue it to the legal heir or designated beneficiary of the insured person.

legal ground

Article 17 of the Social Insurance Law

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.