How much is the down payment for a 400,000 yuan house in Anshan? What is the monthly payment for a house worth 400,000 yuan?

If you plan to buy a house in Anshan, how much is the down payment for a house worth 400,000 yuan? How much is the monthly payment?

Today’s high housing prices have discouraged many people who are just in need. Nowadays, many people have the need to buy a house, but cannot afford to buy a house in full, so people choose to buy a house with a personal mortgage loan. Since loan policies are different in different regions, it is necessary to master the local real estate policies, because only in this way can we reasonably arrange the funds on hand and spend them correctly. If you plan to buy a house in Anshan, how much is the down payment for a house worth 400,000 yuan? How much is the monthly payment? Let me take you through the relevant information below!

If you buy your first home, the down payment ratio of the commercial loan shall not be less than 30% of the total price of the house, that is, 400,000 * 30% = 280,000 yuan, and the loan period is 30 years; for a provident fund loan, the loan ratio can reach 80 %, the loan amount is 600,000 yuan, and the loan term is 30 years.

If it is a second home, it must not be less than 50% of the appraised value of the house. That is to say, to buy a house with a total house price of 400,000 yuan, the down payment requires 400,000 * 50% = 200,000 yuan; for a provident fund loan for a second home, , the loan amount is 600,000.

Concerning the down payment and monthly payment for buying a house in Anshan, if you plan to buy a house of 400,000 yuan in Anshan, you must make sufficient financial preparations. The down payment is also a large expense, and every month You must also calculate whether it will affect your quality of life in the next few years or even decades. The above is the Anshan home purchase loan content I provide you, I hope it can help you!