Comprehensive interpretation of global medical insurance to help you insure.

For everyone, taking out an insurance policy is to ensure the health of themselves and their families. However, if you go on a business trip or emigrate to settle abroad, domestic social security or medical insurance will no longer be effective for everyone. Nowadays, many powerful insurance companies in the market have successively launched global medical insurance to meet everyone's health needs in all directions and regardless of region. At present, there are countless global medical insurance products launched by insurance companies, which are mainly sold to foreigners working in China and business people who travel frequently. So, what do you need to pay attention to when you apply for global medical insurance? What do insurance experts think of this problem? Which insurance company is stronger? I just sorted out the relevant contents, hoping to help you: the latest list! The ranking of the top ten insurance companies in China is

Experts say: Global medical insurance belongs to consumer insurance

According to insurance experts, global medical insurance is generally consumer insurance with ultra-high insurance coverage, and the premium is paid once a year. That is to say, if you pay a premium of 5 thousand yuan this year, if you don't get sick or go to the hospital for medical examination within one year, then this part of the premium will be owned by the insurance company, and you will continue to insure next year, and the premium will be more expensive with the increase of age. In the event of illness during the insurance period, basically all diseases and various operations will be reimbursed 1%. The biggest feature of high-end health insurance products is that they can reimburse 1% outpatient and hospitalization expenses, dentistry, no social security, imported drugs and other restrictions, and even can be treated in any hospital in the world. As soon as it came out, the universal medical insurance has been paid attention to and sought after by many people, which is not unrelated to the convenient direct payment of cooperative hospitals, eliminating the cumbersome claims procedures. I just sorted out the relevant contents about the medical examination of buying insurance, hoping to help you: Do you want a medical examination before buying insurance?

China Merchants Cigna's global medical insurance service is super-insured. This product not only covers comprehensive protection such as hospitalization and outpatient service, cancer, chronic diseases, terminal diseases, HIV infection or AIDS, hormone replacement therapy, organ transplantation, but also covers comprehensive protection such as physical examination, dentistry, psychotherapy, maternity, and home care. Be everyone's healthy personal bodyguard 24 hours a day. So that we don't have to worry about going to the hospital, help you make an appointment with a doctor, provide emergency rescue services, second medical advice, and guide doctors all the way. Committed to providing all-round and personalized medical security services for everyone.

You should pay attention to the exemption clause when applying for global medical insurance

Although the high-end "global medical insurance" basically reimburses 1% for the treatment of major and minor diseases, the insurance company is not responsible if the insured has diseases beyond the coverage. Therefore, when you apply for insurance, you still need to read the exemption clause of the contract clearly, so as to avoid unnecessary disputes and bring adverse effects to your health. According to insurance experts, there is a waiting period when you first apply for global medical insurance for childbirth, and everyone needs to pay great attention to this issue.