Korean immigrants: medical advantages

In South Korea, after successful application, immigrants can obtain permanent residency, and they also have a superior environment, a perfect high welfare system and educational resources, especially enjoying even better medical care than the United States. Let's take a look at it with the overseas immigration network.

Characteristics of medical insurance in Korea;

The medical insurance system in Korea has the following main features:

First, it has a wide range of applications. According to the data provided in 2004, the total population of Korea is 48.2 million, of which 96.9% is covered by medical insurance (including employees and their families, accounting for 52.6% of the total population, and private owners and their families in rural areas and fishing villages account for 44.3% of the total population), and 3. 1% is the medical security population, which is a supplementary part of medical insurance. The medical security population refers to those who are unable to pay medical insurance premiums. The medical expenses of these people are borne by the state finance and are the beneficiaries of medical insurance.

Second, the management system is single. Medical insurance is a single management system, which is managed by an independent medical insurance institution rather than the government, and its responsibility is to be responsible for the operation and operation of the system. The organization consists of five parts.

Third, the sources of funds are extensive. There are four main sources. Insurance premiums paid by enterprises and employees, insurance premiums paid by family insured persons and government subsidies. The insurance premium paid by enterprises and employees is calculated according to the formula: monthly insurance premium = standard monthly salary x insurance premium rate. Among them, the insurance premiums of ordinary workers and civil servants are shared by employers and employees, and the employees of private schools, employers and the government bear 50%, 30% and 20% respectively. The insurance premium paid by family participants is calculated according to the formula: insurance premium per household = standard income integral x amount/integral (currently, it is per integral 126.5 won). The standard income point for families with an annual income of more than 5 million won is determined according to income and property, and for families with an annual income of less than 5 million won, it is determined according to economic activities (such as gender, age, etc.). ) and property. Government subsidies are mainly used for 50% of the medical expenses of regional insured persons, of which 40% comes from general taxes and 10% comes from tobacco burden.

What are the benefits of joining Korean medical insurance?

1, the hospital directly discounts, and the general government bears 50%~80% of the medical expenses;

2. Apply once and enjoy it for life;

3. One person pays and the whole family enjoys it, including spouse, children and parents;

4, once every two years, free national comprehensive health examination. Every year, there are various specialist health checkups, such as the early detection of the five major cancers, and individuals only need to bear10%-30%;

5. It can be used in any hospital in Korea and enjoys the same protection as Korean nationals.

South Korea's medical advantages:

Advantages 1. First-class cancer treatment technology

South Korea's medical level is quite developed, comparable to that of European and American countries, and even better than some of them. In 20 13, the research team of Professor Park Chung-wu from the Institute of Bacterial Robotics of Jeonnam University in Korea developed the world's first nano-robot, which can diagnose and treat diseases such as colorectal cancer, breast cancer, gastric cancer and liver cancer, and the experiment on animals has been a great success.

Not only that, South Korea has excellent treatment technology for cervical cancer and uterine cancer, and the cure rate far exceeds that of other countries. It is understood that South Korea's success rate in the treatment of gastric cancer and liver cancer is higher than that of the United States and Canada, and the success rate of colorectal cancer and breast cancer is equivalent to that of developed countries.

Advantage 2. Medical staff have a good service attitude and no disputes between doctors and patients.

See a doctor quickly. You don't have to see a family doctor first, as in America and Canada, and then wait for a long time until your cold is cured.

Koreans pay great attention to etiquette. As a medical staff in the service industry, etiquette is very good. Whether it is medical care or taking care of patients' daily life, good service attitude makes patients feel like a spring breeze. Besides, is there a Korean hospital? Yellow cattle? 300 yuan's registration fee will not reach 4,500 yuan, and all patients can get timely treatment!

Advantage 3: the medical price is low.

Although the medical level in South Korea can rank first in the world, the market competition is fierce, so the medical price is not very high. Even the first-class cancer treatment, under the same conditions, the cost is much less than that in China. Immigrating to Korea can save a lot of money in disease treatment and health.

The whole family only needs 500 yuan RMB every month in Ghana, hospitalization is basically free, and there are all kinds of free physical examinations every year, so there is no need to buy private medical insurance.

In order to enable overseas personnel to enjoy Korean medical services, the Korean government has also improved the medical security system, set up an access mechanism, risk prevention and control and insurance compensation system, and largely eliminated the situation that overseas personnel have no way to complain because of treatment failure.

Advantage 4: South Korea's drug prices are low.

He added:? Because the treatment fee is too cheap, I think the medical system in Korea mainly makes money by prescribing drugs. However, it only costs several thousand won (several tens of RMB) after three days in Korean pharmacies. I have never received such convenient and cheap medical services. ? American student Chandler was surprised by the cheap medical service in South Korea, so he conducted a survey and found that the price of medical service in South Korea was controlled at a low level.

Speaking of drug prices, did the American student mention it? Does the medical system make money by prescribing drugs? I can't help but think again and again that when I was in China, I accidentally took a lot of medicine every time. I often cry silently with medicine: maybe one day I can open a drugstore. .....

Advantage 5. The medical system in Korea is great.

Of course, no medical system is perfect, and there are also some imperfections. He said? Anyone who has experienced the American medical system will not think that some problems in South Korea are big problems. In the United States, it is very difficult to receive treatment because of the high cost and inefficient medical system. Let's call it that, I guess. Five minutes of treatment? As long as more people can be provided with reasonable treatment, it is a better way. There is no state-run medical insurance in the United States, and 30 million people suffer because they can't afford medical expenses. ? Then, he also evaluated the medical system in Korea:? To sum up, there are many places worth learning in Korean medical services. ?