The necessity of overseas medical insurance

Many people have a dream, which is to travel around the world and go to the ends of the earth. Now many people have realized this dream, and more and more people go abroad to work and study. So, how to protect your rights and interests? Experts say it is necessary to buy an overseas medical insurance. So, how to buy overseas medical insurance? Let's take a look together.

The necessity of overseas medical insurance

Overseas travel is becoming more and more popular. With the occurrence of accidents, the risk of overseas travel has gradually increased, and the travel safety awareness of overseas travel friends has also increased accordingly. When more and more risks exist, in addition to mastering safety precautions and paying attention to safety, overseas medical insurance can play an important supplementary role and can avoid or reduce certain economic risks for tourists.

For friends who are going abroad for the first time, going abroad is an exciting thing, and you can enjoy exotic customs and cultures abroad. But before going abroad, you should remember to do a good job in overseas medical insurance. Overseas medical insurance is also called Schengen insurance or travel medical insurance. This is not just insurance for applying for a visa. It is an important guarantee for your safety in a foreign country. Therefore, it is very important to insure an overseas medical insurance, especially for friends who have studied and worked abroad for a long time. Going out is not afraid of 10 thousand, just in case. One more insurance is one more security. In case of emergency, you can contact the insurance company in time with the insurance policy, and the insurance company can also help you solve the details of hospitalization. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

Matters needing attention in purchasing overseas medical insurance

There are many types of overseas insurance, which can meet the various needs of friends. Overseas insurance covers accidents, luggage, property, lost or stolen documents, diseases, accidents that may occur during other trips, and "exclusions" that need to be clearly understood. You can buy various insurances separately according to your needs. If you don't know how to buy and what to buy. Let's have a look.

Various factors should be considered before purchasing overseas medical insurance, because many factors are uncertain. For example, when going abroad, the time limit for going abroad, the route for going abroad and so on. If you accidentally lose your luggage or passport when you are abroad. You can also apply for some emergency assistance when handling overseas medical insurance, and the insurance company can provide solutions for your sudden accidents. If you travel long distances, you will inevitably feel uncomfortable and unwell. You should consider this factor first. At this time, you can buy an insurance covering diseases. Help you see a doctor when you are uncomfortable. When shopping abroad, you may not pay attention to your property safety because of excessive excitement and other reasons. Because there are fewer people who use credit cards abroad, people usually carry a lot of cash with them. According to a survey of a well-known travel magazine, 42% of tourists have experienced property loss during their travels. Therefore, there must be an insurance policy to cover the loss and theft of luggage, property and documents.

If you are a friend who is going abroad for the first time or unfamiliar with foreign countries, it is best to apply for a comprehensive overseas insurance, including medical insurance, accident safety insurance, traffic accident insurance and so on. Being alone or at a loss can make people feel calm and ensure that people have a good mood to enjoy the scenery in every corner.

Different countries have different overseas medical insurance policies.

Japan can enjoy medical insurance after household registration, but when Korean students pay tuition fees after obtaining visas, the tuition fees already include accident insurance and medical insurance, and the school requires students to buy them. Insurance is not compulsory in Britain, and one of the national benefits in Britain is free medical service. Foreign students who have lived or studied in Britain for more than six months and their families or staff can enjoy free services from the national health system. Australia and New Zealand require applicants to purchase local medical insurance when applying for a visa. This kind of insurance includes reimbursement of basic medical expenses, but does not include glasses and dental expenses. Accident insurance is not compulsory. If students need it, they are advised to buy it abroad. Students studying in Singapore will receive an approval letter from the Singapore Immigration Bureau after their application for studying abroad is passed. This letter clearly States the expenses to be paid, including insurance premium. If students are not from EU countries or other countries that have no reciprocal health agreement with Ireland, they will have to pay expensive medical expenses when they are ill and need to be hospitalized. Therefore, the Irish Ministry of Justice requires every China student to have full personal medical insurance. In the United States, if there is no insurance, seeing a doctor is an expensive expense for both Americans and foreigners. American law stipulates that international students must buy medical insurance, and the specific laws and regulations of each state have different requirements for the coverage of medical insurance. Universities also set minimum requirements for medical insurance for international students. What kind of medical insurance are there? Which is worth buying? Look at the hottest 10 insurance of insurance companies this year: what are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020

Buy an insurance and have a health. Buy an insurance policy and feel at ease. I wish my friends a happy trip abroad and a perfect holiday.