Lao Lai immigrated to Canada.

Usually not. The credit information system mainly collects your loans and has no influence on going abroad.

You can go abroad as long as you don't go to court with the bank, or because you still owe money. Generally speaking, loans overdue is not a big problem because of the bad records of credit cards or the People's Bank of China. If you are restricted from leaving the country, even if you apply for a visa, the border inspection will not let you leave the country.

But whether you can get a visa is related to your actual situation and has nothing to do with the blacklist record of the bank. The embassy can't find any record of you either.

Consequences of bank blacklist:

First, children will fail in the civil service political examination.

Every civil service exam, in addition to the normal written interview, there is also a political review session, which mainly examines your personal thoughts, family background and family member organizations. If one of them is the parent of a black bank account, the children will be inevitably affected.

If children work in the banking system, the impact will be even greater.

Second, children can't join the party.

Every step of joining the party is very strict, especially the background of family members, and parents are black households, which will undoubtedly be affected.

Third, children cannot be soldiers.

This is similar to the censorship of joining the party. If you want to do your duty, don't think about it, especially later?

Fourth, children cannot immigrate.

If your child is well developed and willing to immigrate, then when applying for immigration, the country of immigration should not only examine the situation of the child, but also the situation of family members. This step is probably stuck in the fact that their parents are black households.

References:

Personal credit information _ Baidu Encyclopedia