What can you do with 100,000 yuan?

The first type of person: real estate speculators

Due to my work, I know the real estate market in Shenzhen very well, so in addition to investing in voting, national bonds and catering, I always have some money left. 100,000 yuan is used for property speculation. I usually look for small projects with smaller apartments, lower prices, and poor locations, and work with a group of friends to promote them. The general deposit for each unit in this kind of building is 10,000 yuan. I ordered 10 units at a time and they will be shipped within a month. The profit is about 20%. For example, my group of friends and I once successfully promoted a property located at Man Kam To Port. The total number of units in that building was less than 200. We ordered 80 units at once and sold them all within a week. The profit for each unit was between 15% and 30%.

The second person: Open a specialty store

If I had 100,000 yuan, I would invest in a specialty store specializing in local flavor products from all over the north and south. In an immigrant city like Shanghai, people come from all over the world, with different regions, different nationalities, and different food cultures. They all want to be able to eat the specialties of their hometowns. Moreover, China is so big and rich in natural resources, and the differences in climate and geographical environment between the north and the south lead to differences in species. Each place has its own unique products, forming its own distinctive food. For example: Beijing’s preserved fruits, Sichuan’s spicy food, Tianjin’s cannabis flowers, Hunan’s braised meat, Xinjiang’s raisins, etc. These are all special foods that everyone loves and talks about.

The first generation of immigrants came to Shanghai and were once surrounded by modern and fresh imported products. When they can see the products of their hometown, they will feel like drinking a glass of mellow hometown wine and hearing a rich song. The old songs from my hometown are as friendly as ever. The potential market for flavored local products is considerable.

Since the income of Shanghai residents is generally higher than that of Mainland China, their purchasing power is strong, and modern transportation and communications are also developed, all kinds of materials can be transported by trains, cars, and ships, and items that need to be kept fresh can also be checked by airplane. Information is transmitted quickly, and if you are missing anything, you can get it done with just a phone call or fax.

The local specialty store invested 100,000 yuan to organize supply of goods, decorate the store, pay rent, recruit personnel, etc. Small-scale operations can adopt the business strategy of small profits but quick turnover, find a relatively prosperous, lively, convenient transportation and a large floating population, and build a store in a place of about 20 to 30 square meters, and put some thought into the decoration to make it unique. As long as the management is proper, the price is reasonable, the service is in place, and the supply of goods is sufficient, there will definitely be a steady flow of customers.

The third type of person: Open a thrift store

If I had 100,000 yuan, I would open a thrift store. I have been living in Shanghai for nearly five years and have been living in a single apartment. Since I don’t have a fixed residence, I rarely buy new furniture. The sofa, wardrobe, electrical appliances, etc. in my room, except for those given by my colleagues, were bought at the secondhand market.

I realized a way to make money from this. Shanghainese people are very mobile and replace their furniture quickly. After moving into a new house, they often give away their old furniture or get rid of it at a low price. I thought I could make money by opening a thrift store.

I have conducted a preliminary market survey and made a more detailed calculation: If each old color TV is recycled at a price of 300 to 400 yuan, it can be sold at a price of 500 to 700 yuan after repair. An average profit of 100 to 200 yuan can be made per unit; an ordinary refrigerator can be recycled for 500 yuan, plus the anti-rust cost of 100 yuan, and then sold for 700 yuan, with an average profit of 100 to 200 yuan. If you open a thrift store, as long as the purchase volume of each of the two common household appliances above is kept at about 20 units, you will need to invest about 30,000 yuan. If you add other old furniture, it will cost about 10,000 yuan, and you will have a total investment of about 30,000 yuan. The goods worth 40,000 yuan seem to be decent.

With the remaining 60,000 yuan, 30,000 yuan must be used as working capital to continuously organize the supply of goods. Another 30,000 yuan is the cost of opening the store and daily operating expenses; the rent is 2,000 yuan per month, xxx, water and electricity and other miscellaneous expenses are 1,000 yuan per month, and personnel expenses are 12,000 yuan per month.

If an average of more than 5 used home appliances can be sold every day, the gross profit can reach 1,000 to 1,500 yuan, which is 30,000 to 45,000 yuan per month. Excluding personnel expenses, rent, water, electricity and other expenses, the total profit is 15,000 to 18,000 yuan. Yuan, you can make a net profit of 20,000 to 30,000 Yuan per month. Not only will the capital be repaid within a year, but you will also earn an additional 100,000 yuan.

The fourth type of person: buying funds is the safest

In order to obtain high returns in the stock market, investors must have a high risk awareness and psychological tolerance. As a general investment For investors, there is a lazy but safer way to invest in the securities market: buy securities investment funds and let professionals manage your finances for you (probably, expert financial management has a much greater chance of success than individual independent operations) ). At present, these new funds have the smallest deviation between value and price in the market. After more than a year of market operations, most of the new securities funds have shown the performance of "keeping pace with the general trend or even outperforming the general trend", and the fund's annual dividend is With cash distribution, it should be said that there is a certain degree of confidence that the annual income will be higher than the bank interest over the same period.

Most of the seven funds established last year have performed satisfactorily. For example, the net value of the fund’s inclusive units increased by 44.57% compared with the beginning of the year. Unless there are very special circumstances, the distribution at the end of the year will be considerable.

Although the fund cannot guarantee making big money every year, it is at least unlikely to suffer big losses. It is not easy to do this in the high-risk stock market

The fifth type of person: stock trading

For many families, letting "money make money" is something that requires a lot of thinking. Stock trading is one of the investment choices for many people. Stock trading is the best choice in today's era. xxx has been reduced, commissions have been reduced, and there are very few investment channels. Brokerages are like salesmen going to the streets to attract customers. What else can they do besides stock trading. Today's stock trading is just like picking up money.

With the improvement of living standards, people's demand for quality of life is also imperative.