How to apply for social insurance for retirees after immigrating to the United States

How to apply for social insurance for retirees after immigrating to the United States: To apply for social insurance pension for retirees, the applicant must have worked for 10 years or 40 credit points. Obtaining credit points requires a certain income. For example, in 2009, every time you earn $ 1090, you get a credit point, and you can accumulate up to 4 credit points every year. Pensions can only be claimed at a certain age. At present, eligible 65-year-old applicants can get a comprehensive pension. If you choose to retire early (at least 62 years old), the benefits will be reduced in a certain proportion. People born after 1960 can't get full benefits until they are 67 years old. When a person decides to retire, the amount of retirement security he/she can get depends on his/her working hours and the amount of his/her wage income during his/her working period.

How to receive social welfare survivors' allowance;

When a family member dies, if certain conditions are met, you can apply for survivor's allowance. When applying for the maximum allowance, the spouse who has lost his spouse must reach the full retirement age. However, if the survivors need to support children under the age of 16, they can apply at any time. The number of family members who can get the allowance depends on the working hours of the deceased and the amount of money earned before his death.

Disability allowance:

Disability allowance is paid to applicants who are unable to work due to physical or mental disability. In order to apply for disability allowance, the applicant must work for a long time according to the age of disability. For example, if the applicant is 42 years old, he must work for five years to become disabled. Generally speaking, this rule also applies to spouses or minor children of disabled beneficiaries.

However, no matter what kind of social security, the applicant must be an American citizen or permanent resident, and only the work visa or temporary work permit does not meet the conditions for applying for social security benefits. In order to obtain the above guarantee, the applicant must also have a social security card (the social security number is provided on the card). Through the social security number, the government can track your salary and determine the corresponding amount you should get. In order to get a full pension, permanent residents must work the same time or earn the same points as citizens.