I want to ask if I can live abroad for a long time after buying a house.

If you live for a long time, you need to invest in immigration and you can live for a long time after getting a green card.

At present, EB-5, an American investment immigrant, has become the first choice for many China investment immigrant applicants to emigrate overseas. Therefore, the investment amount is low and the cost performance is high, attracting more and more investors to invest in the United States.

However, investors should note that China applicants can buy a house in the United States, but they cannot obtain immigration status by buying a house in the United States, which is different from the policy of "buying a house for immigration" in Europe and other countries. Because the immigration mechanism and real estate management in the United States are independent of each other, the money used by individuals to buy a house cannot be counted as the investment funds of EB-5 immigrants, but there is no contradiction between EB-5 applying for investment in the United States and buying a house in the United States.

So, what is the difference between investing in immigrants in the United States and buying a house in the United States?

American investment in EB-5 immigrants

American investment immigrants require applicants to invest in a specific EB-5 project and meet the policy requirements before they can obtain a conditional green card for a period of two years. Three months before the conditional green card expires, investors need to change to a permanent green card. As long as the EB-5 project invested by investors really exists and really creates 10 jobs, you can get a permanent green card.

Permanent green card holders enjoy the same treatment as American citizens, such as medical insurance, various subsidies, unemployment benefits, welfare insurance, etc. It is worth noting that at this point, conditional green cards can also enjoy the same treatment.

In addition, immigrants who immigrate to the United States through American investment can live anywhere in the United States. And the children of investment immigrants are completely free to attend public primary and secondary schools in the United States with green cards; After attending a famous public university, you can enjoy low tuition fees and various scholarships, and you can freely find a job after graduation. Whether at home or in the United States, buying a house is a major event in life.

At present, the EB-5 policy of American investment immigrants is becoming more and more popular. It is not contradictory to buy a house in the United States to get a green card in this way, but investors still have to plan ahead.

Buying a house in America

The average house price in America is not high. At present, many American immigrant investors tend to buy houses after coming to the United States. Moreover, governments at all levels in the United States will also introduce many policies and regulations to encourage buying houses, such as exempting individuals from paying personal income tax and many preferential policies such as low-interest loans.

Generally speaking, American banks will not apply for loans to immigrant applicants who have no job, because in the United States, no job means no credibility. If investors have jobs, stable incomes and no bad records, it is easy to get loans from American banks.

In addition, investors need to be reminded that housing property rights and residency rights are completely different concepts, and they must be clearly distinguished before buying a house in the United States. Owners with housing property rights can freely buy, sell and rent, while houses with residence rights only have property rights for more than ten years. Rental and sale can only be through the property neighborhood Committee, and the price is several times cheaper than the house with property rights.

American investment immigrant applicants who want to buy a house in the United States, it is best to contact a powerful immigration company or housing agency, or check all the conditions of their favorite house online. After seeing the house, they can pay a deposit and hand over the house within a certain period of time. If you buy a house in cash, the procedure will be simpler.

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