Is the welfare in Canada really that good? Why do so many people immigrate to Canada?

In the United States, Feng once wrote in her blog that in the bustling Shanghai, she often felt that if she lost her job, she might starve to death, but in the United States, she would not feel this way.

If the Canadian knew, he would probably laugh that she had never seen the world. Canada's world-famous welfare system enables the poorest people in society to have basic living security and dignity.

What benefits can you enjoy as a Canadian? First, briefly introduce your situation in China, and you can also experience who is a socialist country.

Social welfare? social welfare

Social welfare refers not to the whole social welfare system in Canada, but to a specific welfare. Generally speaking, it can also be called long-term unemployment relief, and some provinces also call it social assistance, which is called by different provinces. Mainly to pay food, housing, fuel (gasoline and gas), clothing and medicine for those who need it but do not meet other welfare application conditions. The specific regulations and funding amount vary from region to region. At the same time, it also provides some re-employment training programs.

This is a cornerstone of Canada's welfare system, which is used to ensure that every Canadian can maintain a basic standard of living, that is, food, clothing, housing and transportation. Anyone with no income and a bank deposit of less than 1 000 yuan can apply for this money. Singles can get 500 to 700 Canadian dollars a month, and a family of three can get 100 to 1300.

Many people in China instinctively think that this is a policy of nurturing lazy people. We don't need to discuss whether social relief is the normal function of society. We just need to point out that it is actually very difficult to apply for this benefit. Such applications are generally aimed at refugees, single mothers and vulnerable groups without any income. The audit is very strict, and the sponsored immigrants are basically not approved. There are no special reasons, such as single mothers who can't go out to work because their children are small.

Generally, you need to register with the social worker in the community to explain the situation. Social workers in the community will make an appointment with the relevant government departments, and then the applicant will talk to the government staff with the application form, identity documents, bank statements and social workers' opinions. Government staff will give an answer after verifying their identity and financial situation.

Unemployment benefits? Employment insurance

Employment insurance (commonly known as EI) is temporary financial assistance provided by the Canadian government to unemployed Canadian citizens or permanent residents to help them find jobs or get job training as soon as possible during their non-employment period.

If a Canadian resident (any Kaka or citizen) has been working continuously for half a year and cannot continue to work due to unemployment, illness, maternity or adoption, he can obtain this temporary income through the national employment insurance plan. Since July 20 16, the requirement that those who apply for insurance benefits for the first time and those who return to the job market after more than two years must work 9 10 hours before applying for insurance benefits has been cancelled. Instead, standards are set according to the local labor market conditions in various regions of Canada, usually between 420 hours and 700 hours.

If you lose your job, you can get the money. The amount of money is calculated according to 55% of your past salary, but generally it can't exceed 50 1 Canadian dollar a week. According to the current exchange rate, it means that the weekly unemployment benefit cannot exceed 2500 RMB. A month can't exceed 10000 RMB. Are you kidding? My compatriots in a big socialist country are crying to death?

Unemployment insurance in Canada is generally divided into five categories: general unemployment insurance, pregnancy insurance, parental insurance, sickness insurance, escort insurance, fisherman insurance and other special insurance.

1. Regular welfare: for unemployed people who are not caused by their own fault. Such as job shortage, seasonal work or unemployment caused by mass layoffs. These people should be available and able to work at all times.

2. Maternity, Parental and Sickness Allowance: It targets pregnant women, people who have recently become parents or adopted children, and people who need to take care of newborns; Sickness insurance: paid to those who are unable to work due to illness, injury or isolation.

3. Compassionate nursing benefits: This is for those who want to leave their jobs temporarily to take care of their dying family members.

4. Fishing benefits: If you are a self-employed person engaged in fishing, you have the opportunity to apply for fishing benefits.

5. Other details: If you are a teacher, working outside Canada, self-employed, self-employed, etc. You can apply for this insurance under certain conditions.

To apply for subsidies, you must go to the Canadian government employment center and apply for a social insurance card (SIN card) there. Note that there are several situations in which you can't get unemployment benefits. One is that you were fired by your boss because you made a serious mistake, and the other is that you resigned voluntarily. And you have to prove that you are willing to work and have the ability to work, but you haven't found a job yet (you need to record the employers you have contacted, including the time you have contacted them)

The length of unemployment insurance depends on the unemployment rate and? The number of working hours in the past 52 weeks, the more working hours, the longer the time to receive unemployment benefits, the shortest is 14 weeks, and the longest is 45 weeks.

Health benefits? Health care plan

Many people in China have great complaints about the inefficiency of the Canadian medical system. However, without money to see a doctor, it is absolutely impossible for China to wait for death.

The government allocates about 4.8 billion Canadian dollars each year for health care benefits, which are shared equally by every Canadian. All provinces provide low-cost and high-quality health care programs (Manitoba is free to participate). Except for dentistry and ophthalmology, patients do not have to pay for medical treatment, laboratory tests, hospitalization and surgery, but only for prescription drugs.

If your family doctor thinks you need hospitalization or even surgery, regardless of the size of the surgery, all the expenses will be borne by the medical insurance plan. During hospitalization, patients don't have to pay any fees for food and medicine. Most prescription drugs for the elderly over 65 and those receiving social assistance are provided free of charge.

Giving birth to a child is also free, and it doesn't cost a penny.

To sum up briefly, in Canada, minor illnesses do seem to be slower than in China, but serious illnesses, especially acute diseases, will never ask you for money. What often happens in socialist China is that if you don't pay, you don't see a doctor. It does not exist in capitalist Canada.

Paid vacation? Career opportunities

The Canadian government stipulates that full-time employees can get two weeks (ten working days) paid vacation every year after working for one year; After working for five years in a row, you can get three weeks' paid vacation every year. Holidays cannot be replaced by wages. Employees must not be dismissed because of pregnancy.

In addition, you can get unpaid maternity leave, continue to keep your pension or medical plan, and return to your original job after maternity leave. During maternity leave, pregnant women can apply for employment insurance.

Pension system

If you have lived in Canada for ten years, please see clearly that you have lived for ten years, not worked for ten years. Canadian citizens and legal residents who have reached the age of 65 can enjoy a certain pension regardless of their assets or income.

This plan has nothing to do with work, so you don't have to make contributions at ordinary times. However, because eligibility depends on a certain number of years of residence, new immigrants cannot enjoy full pension.

The payment of old-age security pension has nothing to do with whether the recipient has a job or not. But the amount that everyone can enjoy depends on the number of years of living in Canada after reaching the age of 18. /kloc-those who have lived in Canada for more than 40 years after the age of 0/8 can get a full pension; If it is less than 40 years, after 18, you can get 1/40 of the total amount for each year you live in Canada. The full pension for 20 13 years is 546 USD/month.

Every year, the government adjusts the old age allowance according to the consumer price index (CPI) to reflect the increase in the cost of living. The amount of OAS you can receive is related to your annual income. After the annual income exceeds $70,954, the amount of old-age security will be reduced.

In addition, if you are 18 years old and have lived in Canada for 20 years, you can still get OAS even if you live abroad. Calculate your age and you will know how much OAS you can receive.

Pension plan? Pension plan

Canada's retirement plan is implemented in all provinces except Quebec. The Canadian retirement plan is a public insurance plan. Canadian residents who deduct a certain amount of pension contributions from their monthly income can get subsidies through this scheme after retirement or long-term physical disability.

Pensions must be taxed, and applicants can get pensions anywhere in the world. Quebec has its own plan, called Quebec retirement plan.

Milk gold? Tax preference for children

Literally, it doesn't mean anything about milk. This is the name given by the local China people, which means that this money is enough for children to drink milk. In Canada, every child can receive this subsidy every month from birth to 18 years old. The amount depends on his parents' income last year, ranging from tens to hundreds per month. If there are really six or seven children, low-income families can get three or four thousand Canadian dollars a month, equivalent to 20 thousand people!

Of course, families whose annual income exceeds 6.5438+0.9 million Canadian dollars will not get this treatment. The purpose of setting up this subsidy is to help low-income families and encourage everyone to have more children.

In fact, having more children in China is also rich, and you have to pay a fine to the Family Planning Commission. Even now, the fertility rate in China is unacceptably low. If you dare to have three children, the Family Planning Commission, which never provides prenatal and postnatal care, will still punish you. ?

Please note, however, that the latest regulation is that non-tax residents, that is, residents who do not file tax returns in Canada, cannot receive milk money. This is not good news for many new immigrants who fly back to China after arriving in Canada, but it sounds fairer. No, there is nothing in the world that only enjoys welfare and does not contribute. It's strange that people always want to exploit loopholes and don't want to be annoying. ?

Child care grant? Child care allowance

In Canada, preschool education for children before the age of 6 is self-funded and expensive. A child's monthly child care fee is 600-800 Canadian dollars, so many low-income families can't afford to send their children to early education, so the government specially allocates funds to set up child care subsidies. According to the specific situation of the applicant, the government sometimes subsidizes half and sometimes fully.

Note: This money is paid directly to the kindergarten where the children attend. There is a queue to apply for this money, so you should register as soon as possible. Some people say that neither of us has a job and should be given priority. No! On the contrary, the government thinks that since you can stay at home, it should be no problem to educate your children by yourself. They give priority to families where both husband and wife are working or studying and have little income.

Government offices? Government housing

In order to ensure that everyone has housing and low-income people can get housing, the Canadian government allocates funds to build a large number of government houses every year, which are managed by specialized companies entrusted by the government and rented at extremely low prices, and are often beautiful buildings. Is by no means the poor quality of the demolition and resettlement houses in China Railway Station.

Who can apply? In principle, anyone can, but its special charging method automatically excludes the rich. The basic charging principle is to pay rent according to a certain proportion of income, generally 25% to 30% of monthly income. If your monthly income is only 1000 yuan, you can live in a large apartment with two bedrooms, one living room and three bedrooms, one living room only by paying the house price in 250 yuan. But if your monthly salary is 10000 yuan, you have to pay 3000 yuan rent. Of course, it is not cost-effective. With this money, it is more than enough to buy a house.

One thing to tell you is that few people in China apply for government housing. Because most people who live in this kind of house are low-income families, belonging to the bottom of society, and the local health and public security situation is often worse than other regions, and of course it is not much worse than Canada.

The fine tradition of China people is that they attach great importance to education and always care about their children's living environment, so they would rather spend more money than find a "good area". All Canadian school districts were built by China people.

Income security allowance? (Geographic Information System)

If you have little or no income, you can apply for monthly income security allowance. The definition of income includes pension, living expenses, wages, unemployment insurance, labor remuneration or welfare from other countries.

The less income, the more income security allowance. If you are married, your spouse's income will be taken into account when calculating the number of GIS you deserve. GIS must be reapplied every year.

Spouse allowance? (Hot spring)

The Canadian government will not forget low-income spouses or survivors. Yes, they can also get allowances.

This allowance requires that the spouse is 60-64 years old, is a Canadian citizen or legal resident, and has lived in Canada for at least 65,438+00 years after reaching the age of 65,438+08. If you meet the following conditions, you can get it for the purpose of subsidizing those couples who only live on the old-age security pension:

1, aged between 60 and 65, and the spouse is a person receiving old-age security.

2, the total income does not exceed the prescribed amount.

3. Have lived in Canada for at least 10 years after 18 years old.

You must reapply once a year. This allowance can be paid until you remarry or reach the age of 65, even if your spouse dies.

Pregnancy and childcare allowance

If you are pregnant, have a baby, have just adopted a baby or have to take care of a newborn baby and can't work, you may be eligible for pregnancy and childcare allowance. The pregnancy allowance is only paid to the biological mother, and the longest period is 15 weeks, during the period before and after the birth of the child. Parenting allowance is paid to the child's biological parents or adoptive parents at most 10 week. Biological mothers can apply for pregnancy and childcare allowance at the same time.

Pregnant mothers can start receiving pregnancy allowance at least eight weeks before delivery, and applicants must wait two weeks before they can start receiving the allowance. Therefore, pregnant mothers can take maternity leave as early as 10 weeks before the expected date of delivery, and then immediately apply to the Canadian Human Resources Employment Insurance Office for pregnancy allowance.

Pregnancy allowance can only be paid up to 15 weeks, but it will stop after the baby is born 17 weeks. If the baby needs hospitalization due to health problems, the period of 17 weeks can be extended until the baby is discharged from the hospital for home care, but it cannot exceed 52 weeks after the baby is born. In any case, the maximum pregnancy allowance can only be 15 weeks.

A baby's biological parents or adoptive parents can receive a childcare allowance of up to 10 weeks, enabling them to stay at home and take care of their newborn baby or adopted child. If the child has health problems and needs special care, the childcare allowance can be increased to 15 weeks.

This allowance can be collected by one mother or father or shared by both parents. If two people receive parental allowance together, each person will have to accept a two-week waiting period without allowance. If the mother has already passed the two-week waiting period when receiving the pregnancy allowance, there is no need to go through the two-week waiting period when receiving the child-care allowance.

Parenting allowance can be collected as early as the baby's birthday or the day after the adopted child returns home, and the allowance for these ten weeks shall not exceed 52 weeks after their birth or return home.

How do you feel after reading it? What do you think of your welfare in China? By the way, China is in the primary stage of socialism. Although it is already the second largest economy in the world, it is impossible to predict when it will start.

Despite all these benefits, Canada is constantly reviewing its attitude towards workers. The latest news is that Ontario, where Toronto is located, is also the most economically developed province in Canada, and it is preparing to make major amendments to the labor law, including sick pay, overtime, paid vacation and minimum wage.

The general content is:

1. Mandatory paid sick leave

2. The annual paid vacation time is extended from two weeks to three weeks.

3. The legal working hours of 44 hours per week are reduced to 40 hours, and overtime is counted if it exceeds.

4. Abolish the stereotype that/kloc-the hourly wage of workers under the age of 0/8 and wine waiters is lower than that of other jobs.

5. If part-time employees and full-time employees have the same job content, the employer shall pay the same remuneration.

Think of some domestic experts who say that China's labor law hinders economic development every day, but why has Canada become a developed country? That's weird.

Learn about Canadian immigrants: www.united1991.com.