How to buy insurance when giving birth in the United States? Xiangxiangwan

At the Xiangshui Bay Confinement Center social gathering, a lecture on American insurance was held. Many families who went to the United States to give birth were very interested and conducted relevant consultations individually after the social gathering. Although the United States uses territorial jurisdiction as the first priority in determining a child’s nationality, it is not the only condition. Therefore, mothers, if your husband is an American citizen, no matter where your child was born, he or she will still be an American citizen. The child's birth certificate, relevant parents' identity documents, and marriage certificate can be obtained from the U.S. consulate in any country to apply for the child's U.S. passport. There is no need to travel all the way to the United States.

Moms who choose to go to the United States to give birth, even if they do not live in the United States and do not have a social security number, cannot buy maternity medical insurance in the United States, and no insurance company will accept such an application, so everyone Mothers who are about to go to the United States to give birth to their children should pay attention. Don't be fooled by intermediaries and leave hidden dangers for entering the United States in the future.

This may be the case. Only mothers who lived in the United States before becoming pregnant or entered the United States before three months of pregnancy can purchase medical insurance for maternity. (If the mother has a legal long-term residence visa in the United States, such as H-1, she can apply for a social security number.) There will be no other problems later.

A friend asked whether it is possible to buy insurance in China. As far as I know, some domestic insurance companies currently provide insurance for hospitalization. For example, hospitalization or surgery for major diseases will provide benefits. of. However, the content of the claim shall be subject to the regulations of the relevant insurance company. Does it include overseas medical claims? In this regard, you need to ask the domestic insurance company to see if there are relevant insurance products that you can choose to purchase.

The United States is a user-pays country, and insurance is not really cheap. Unless you work in the United States and enjoy the insurance discounts provided by your employer, the monthly insurance premiums range from 300 to 500 US dollars. Calculated in a year, the insurance premiums will be several thousand US dollars, plus the self-pay after delivery. Um: It’s about more than a thousand dollars, and it doesn’t really save you money.

A special reminder here is that if mothers maliciously apply for local MEDI-CARE public medical resources, such as MEDI-CAL in California, this will affect whether you can re-enter the United States in the future. , will also affect subsequent immigration applications, and is the most cost-effective approach. Mothers must pay attention.