Hunan: Financial poverty alleviation will play the role of "flowing water at the source"

Three years ago, in Shibadong Village, Huayuan County, Xiangxi, General Secretary Xi Jinping first propos

Hunan: Financial poverty alleviation will play the role of "flowing water at the source"

Three years ago, in Shibadong Village, Huayuan County, Xiangxi, General Secretary Xi Jinping first proposed "precise poverty alleviation", and now the poverty alleviation and development in Hunan has reached a critical stage. How to get 4.45 million poor people out of poverty in Hunan? How to make the poverty alleviation policy fly into the homes of ordinary poor households in remote mountainous areas? How can industrial poverty alleviation and financial poverty alleviation be combined to reverse the face of poor areas? With these questions, recently, the reporter interviewed Zhang Zhiyong, a member of the leading group and deputy director of the Provincial Poverty Alleviation Office.

A new way of "four and four"

Reporter: The poverty-stricken population in Hunan ranks fifth in China, accounting for nearly110. At present, there are still 4.45 million poor people in Hunan, and poverty alleviation and development have reached the stage of tackling key problems and pulling out villages. What is the goal of industrial precision poverty alleviation in the next 3-5 years? In order to achieve this goal, what models and experiences has Hunan explored for reference?

Zhang Zhiyong: Starting from 20 14, on the basis of pilot projects in Mayang and Zhijiang, Hunan has explored a new way of "four belts and four belts", that is, "funds follow the poor, the poor follow the talented, the talented follow the industrial projects, and the industrial projects follow the market". Through direct assistance, entrusted assistance and joint-stock cooperation, Hunan is guided and supported by the poverty alleviation projects of key industries in the province.

In the past three years, * * * has implemented 229 poverty alleviation projects in provincial key industries, allocated 65.438+0.2 billion yuan of financial poverty alleviation funds, integrated 6 billion yuan of other funds, guided 690 leading enterprises and farmers' cooperatives to participate, directly helped 600,000 poor people, and promoted county-level poverty alleviation industrial projects to help more than 6.5438+0 million poor people.

In the next few years, according to the idea of "four steps and four walks", we will continue to further promote the construction of poverty alleviation projects in provincial key industries, accurately help more than 200,000 poor people every year, and drive poverty alleviation projects in county key industries to accurately help more than 300,000 poor people get rid of poverty and increase their income.

Actively explore industrial dividends and equity income.

Reporter: In the poverty alleviation support for poor households, industrial precision poverty alleviation is the top priority. What are the good industrial poverty alleviation models in our province at present? What innovative industrial poverty alleviation practices will be launched in the future?

Zhang Zhiyong: At the same time, our province has put forward three modes of direct assistance, entrusted assistance and joint-stock cooperation for poor households to choose independently. The way of direct assistance is to directly participate in the development of regional characteristic industries under the organization and guidance of the government for the poor objects with both industrial development aspirations and industrial development capabilities; Direct aid will be provided by means of representative aid awards and discount loans. The entrusted assistance mode refers to the agricultural enterprises, farmers' professional cooperatives and family farms that are willing to cooperate, have social responsibility, stress honesty and strength, and implement unified development, unified management and unified accounting for the project, which is entrusted by individuals or groups of poor people. The relationship between responsibility and rights is clearly defined in the form of contract, and the project income is divided in proportion. Joint-stock cooperation mode refers to adhering to the wishes of poor individuals or groups, encouraging and exploring the discount of production materials such as policy support funds, land, forest land and water surface for poor households, and unified management and production by agricultural enterprises, farmers' professional cooperatives and family farms to form shares and Liberian entities, so as to realize the sharing of shares and benefits to households.

In the next step, we will actively explore a new mode of converting industrial dividend income and labor income into shares to increase efficiency, and strive to make poor households achieve long-term stable income increase.

Give play to the role of "flowing water at the source"

Reporter: In the process of industrial poverty alleviation, the financial problem of poor households has always been a difficult problem, and financial poverty alleviation will play the role of "flowing water from the source". What are the current explorations and achievements in financial poverty alleviation in our province, and what new models will be explored in the future to solve the shortage of funds with the help of financial forces?

Zhang Zhiyong: In the final analysis, helping the poor is to solve the problems of "people" and "money". The total amount of our financial special poverty alleviation funds is relatively small, but there are many places where money is needed, and the allocation for industrial poverty alleviation is very limited. This requires the introduction of financial "living water" and the use of social financial capital to "water" the industrial development in poor areas. Financial poverty alleviation has no ready-made experience and needs to be explored in practice.

Over the years, we have carried out many beneficial explorations in financial poverty alleviation, such as introducing China Foundation and small loan companies of rural credit cooperatives, promoting the pilot project of rural finance in Yuanling country, building a small guarantee platform for village-level small loans, piloting the village-level mutual fund model, and guaranteeing poverty alleviation agricultural enterprises, etc., which has formed a large number of experiences that can be replicated and popularized. Especially at the end of 2004 10, 20165438 cooperated with the provincial rural credit cooperatives to launch the poverty alleviation microfinance model with "one exemption, two exemptions, three benefits and one prevention and control" as the core content, which effectively solved the problems of "difficult loans" and "expensive loans" for poor farmers, and broke through the development of industrial funds for poor farmers.

"Bottleneck" has become the most bright spot of financial poverty alleviation in our province, which has been highly recognized by the State Council Poverty Alleviation Office and promoted throughout the country.

To develop the industry in poor areas, we must solve the problem of insufficient investment by enterprises and poor farmers in expanding reproduction as a whole. In the next step, we will introduce specific support policies and increase financing and insurance for poor enterprises. First, the Opinions of Hunan Branch of Agricultural Bank of China on Supporting New Agricultural Management Organizations to Participate in Poverty Alleviation in Precision Finance Industry was jointly formulated with the financial department and Agricultural Bank, and the loans of new agricultural management organizations participating in poverty alleviation during the 13th Five-Year Plan period were more than 20 billion yuan, supporting leading enterprises and farmers' professional cooperatives, family farms and large professional households with more than 65,438+households, and docking poverty-stricken villages with more than 654,380+households. First, the Provincial Insurance Regulatory Bureau is preparing to issue the Work Plan of Helping the Insurance Industry in Hunan Province to Get rid of Poverty and the Implementation Plan of "Special Guarantee to Get rid of Poverty" in Hunan Province, and implement full coverage of family comprehensive insurance for poor households in the province, covering the bottom line of poverty caused by illness, realizing the key protection of industrial insurance for advantageous industries in poverty-stricken areas, and focusing on solving problems such as poverty caused by accidents, illness and returning to poverty.