Ping An Puhui Loan Age

You must be over 21 years old and cannot exceed 55 years old.

Ping An Puhui loan application conditions:

1. Must be a Chinese citizen with a second-generation ID card; if you are from other countries, it is not allowed, unless you immigrate to China. Okay ID card citizen.

2. Age limit. The borrower must be over 21 years old and under 55 years old. The borrower must have full civil capacity.

3. Occupation and income requirements. The borrower must have a legitimate regular job. At the same time, the borrower's monthly after-tax income must be more than 3,000 yuan. Only in this way can it be proven that the borrower has sufficient repayment ability.

4. Residence restrictions. The borrower must have a fixed residential address local to the business outlet where the loan is applied for. And the borrower has lived locally for more than six months.

5. Credit situation. The borrower must have a good personal credit record, no major default history, and be willing to repay the loan.

6. Other conditions specified by the bank. For Ping An HP loans, it requires the borrower to purchase Ping An insurance. Or the borrower has personal deposits in Ping An Bank and has purchased financial products from Ping An Bank.

The loan procedures required for applying for Ping An Puhui are basically the same as those for other banks;

Required documents:

1. Valid identity document;< /p>

2. Proof of permanent residence or valid residence, and proof of fixed residence;

3. Proof of marital status;

4. Bank statements;

5. Proof of income or personal asset status;

6. Credit report;

7. Loan usage plan or statement;

8 .Other information required by the bank.

Extended information:

Ping An Puhui Financial Business Cluster (hereinafter referred to as "Ping An Puhui") is an associate of China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "Ping An Group") A subsidiary business cluster of an enterprise. Adhering to the brand concept of "Trust is Power", we use innovative technology and excellent customer experience to provide better loan services to small and micro enterprises and individual customers, and create a consumer finance brand trusted by global loan customers.