What is the current situation of foreign second-hand houses?

America: The older the second-hand house, the better it sells.

On February 25th this year, a report released by the National Association of Realtors showed that the sales volume of second-hand houses in the United States increased by 3% from last February to 6.09 million in June this year. The average price of each house was $654.38+600,000, up 6.7% from the same period last year. Among them, the transaction ratio of second-hand houses to new houses is 3.22: 1. This report is nationwide in America. In the big cities of the United States, the number of second-hand housing transactions is far greater than this ratio. According to the statistics of American real estate transactions, among the four houses sold in big cities, second-hand houses account for at least three.

Americans are very picky about the surrounding environment when buying a house. The so-called environment is nothing more than convenient transportation, good schools around and safe communities. It can be said that the houses that meet these conditions are basically in the downtown area of the city. There are basically no new houses in this area. They are all second-hand, third-hand or even fourth-hand old houses. Even if there is a new house, the price is definitely not affordable for ordinary people. So buying a house in America is mostly buying a second-hand house. In the United States, most new houses developed in recent years are built in newly developed areas, far from the city center, with inconvenient transportation and much higher prices than old houses. Therefore, the old houses in the second-hand housing market are most favored by consumers. Second-hand houses with a building age of less than 50 years must be very popular if the price is less than 300 thousand dollars, because both the housing conditions and the price meet the requirements of white-collar workers.

In fact, Americans change their houses every six or seven years on average. The main purpose of changing rooms is to make money. Whenever the American economy is depressed, the real estate industry in the United States is bound to flourish. Because buying and selling houses can earn a lot of income. Many people buy and sell houses to pay for their children's education and provide for the elderly. In recent years, with the influx of immigrants, the buyers of second-hand houses have added a new force. Many of them also joined the army of housing transactions, which quickly changed their economic situation. At present, a jingle is popular among Chinese in Los Angeles: "It is better to buy a house than to rent a house, and it is better to sell a new house than to sell a house." It is said that second-hand houses are easy to appreciate and sell.

In the United States, buying a house with a loan is the most important form of buying a house. If you are an American citizen, as long as you can submit the corresponding credit certificate, such as never defaulting on the loan, paying various fees on time and having no bad record, you can easily borrow money from the bank to buy a house. Generally, the bank's first home loan is 10% or 20% of the total house price.

In recent years, the United States has continuously lowered interest rates, giving the green light to people who want to buy a house. With the continuous rise of second-hand housing, Bank of America is very optimistic about the housing loan market, and constantly introduces new preferential measures to lower the loan threshold and stimulate people to borrow to buy a house.

Australia: second-hand houses with decoration

Australia's living conditions are in the leading position in the world, with an average of 2.7 people owning a house, and the average living area of each house is 187 square meters. A typical Australian house is a detached house with a garden, which is what China people call a garden house. All houses have basic living facilities, such as hot and cold water, cookers, ovens, toilets and showers.

When buying a house in Australia, you can learn about the house information through newspaper advertisements or real estate agents. Australian houses, whether new or second-hand, are generally fully renovated, and buyers basically don't have to spend extra money. Buying a second-hand house in Australia can also be purchased through loans provided by banks. The loan amount can account for 95% of the total house price, and the loan period is as long as 25 years.

France: Second-hand houses in urban suburbs sell well.

Housing in France is very tight. 54% of French people own their own houses, and the rest rent private houses or live in public houses. Public housing is a "low-rent house" built by the government, which is specially provided for those low-income families. However, if individuals buy a house, the government will provide mortgage loans and give subsidies according to the income and population of each family. Although the French government has stepped up the construction of new houses in recent years and a number of new houses have appeared, the housing market still has advantages because of its high price. Of course, some French people buy cheap second-hand houses in the suburbs of the city, and those small independent houses sell well.

However, most of these old houses need to be renovated before they can live. It can be said that the price is cheap, but it takes a lot of energy.

England: Change rooms once every seven or eight years.

In Britain, 70% people own their own houses, and many people can own their own houses before they are 30 years old. Most middle-class families basically own their own small buildings or high-end apartments, and those with relatively poor conditions can live in independent houses. Even renters can apply to the Housing Management Committee, a semi-official organization in Britain, as long as they have rented a house for a certain number of years. After examination, they can buy a rental house at a price 40% to 50% cheaper than the market. The British often "abandon the old and start over" and change houses every seven or eight years. So the second-hand housing market is also very active.

In addition, driven by the Bank of England's interest rate cut, the interest rate of housing loans has been declining. Anyone with occupation and wage income can apply for mortgage loan, and the loan period is generally 25 years. This also makes the British housing market more perfect.

Germany: The second-hand housing market is not active.

It is not easy for ordinary Germans to buy a house. Statistics show that less than half of the people in Germany have the strength to buy a house, most Germans choose to rent a house, and the second-hand housing market is not active.

In order to increase the transparency of rent price, most cities in Germany have formulated a price list called "rent mirror". This price list lists the approximate rental prices of various properties in this city. Although the landlord and renter can bargain on the specific rent, the final price must be within the floating range stipulated in this price list. This price list is generally determined by the housing management agencies in various cities after a comprehensive evaluation of the housing situation, which is very authoritative. Even the court will refer to this "mirror" when judging housing rent disputes.