China people-the problem of buying a house in Germany.

There are basically no restrictions in law, but whether it is easy to operate depends mainly on whether you need to borrow money from the bank.

If you can pay the house price in full, you can buy it at will! Welcome to buy! If you just want to pay part of your own money and ask the bank for help, you have to talk to the bank where the property is located. If you can persuade it to believe in your repayment ability (personally, it is difficult, but it is not completely impossible), then your wish to buy a house can come true.

Whether it is profitable to invest in real estate in Germany depends on how you operate it. Looking around the world, the real estate market in all countries seems to be a good investment direction, except Germany. Germany has a sound legal system and there is basically no room for real estate speculation. On the contrary, the market price of real estate has been declining at an annual rate of about 65,438+0% for nearly ten years. In addition, all kinds of fees and miscellaneous fees that need to be paid for a real estate transaction can reach 10% (the agency fee is generally 5.95%, and other fees such as transaction tax lawyer notarization should also be prepared at around 5%). If you want to sell it one day, you have to pay again. So, you'd better buy a house for your own use and don't bother to speculate. It's good to rent it out, but whether it can be rented out depends on your geographical location; There are also many troubles after renting a house, and the law has many obligations to both the homeowner and the landlord.

There are great differences in housing prices among cities in West Germany. Munich, Stuttgart, Frankfurt, Wiesbaden (the last two are in Hesse) and other first-tier cities are expensive, while Rhine-Pfalcz is relatively cheap. 7W In Hesse, only small towns and old houses can be considered; If you have strong hands-on ability, you can decorate yourself and win a large area.