Invest and immigrate to Canada

The review of Canadian investment immigration applications should also be determined through background condition evaluation and scoring. However, investment immigrants have more relaxed requirements for background conditions than skilled immigrants. In this way, the requirements of investment immigrants in terms of academic qualifications, English or French level can be greatly reduced. However, it is very important to require investors to have successful management experience in the audit of investment immigrants.

In terms of personal assets, the applicant must have a personal net worth of more than 800,000 Canadian dollars, and it must be accumulated through his own efforts and legal channels. Property can include a part of an enterprise and private real estate, bank deposits, securities, etc. The Canadian government refuses to accept any illegally acquired or unidentified property as an investment.

Investment amount and investment mode

The Canadian government does not require investors to invest all their personal assets in Canada. The amount of assets is a requirement for applicants, but it is not the actual amount of investment that investors need to make in Canada. The amount of investment refers to the funds that it really needs to invest. Now, including Quebec, the actual investment is 400,000 Canadian dollars, or choose the financing scheme of 6,543,800 Canadian dollars+0.2 million Canadian dollars. Quebec's investment channels are realized through several big banks and fund investment companies.

The biggest advantage of the current investment immigration project is that it eliminates the risks of investors. The investment amount is unified and the channels are clear, so as to avoid bringing unnecessary troubles to investors. The exclusion of investment risks has also given investors all over the world more confidence.

Alternative methods of implementing investment

The applicant can invest 400,000 Canadian dollars in full by himself, or get funds from the Bank of Canada for investment. Which way to choose depends on the financial situation of investors. If investors have more idle funds in their hands, it is best to choose the investment method that suits them. If investors need more funds to operate, it is undoubtedly very beneficial to apply for loans. However, if the loan investment is adopted, the applicant must pay the bank loan interest.

In China, because the state has unified management of foreign exchange, and there are clear restrictions and regulations on the exit of foreign exchange, it seems to be a more realistic choice to borrow money from Canadian territory as an investment. If you apply for investment immigration through the federal government, there is no interest on investing 400,000 Canadian dollars in full. If the loan is invested, you need to pay the bank interest of 6.5438+0.2 million Canadian dollars. Although Quebec has increased the investment quota to 400,000 Canadian dollars in parallel with the federal government since 1 April 9991,if investors choose bank loans, the interest paid to banks is only120,000 Canadian dollars, which is more attractive than ordinary federal projects. At the same time, in order to attract investment, Quebec also pays special attention to this kind of investment management, adopting good management mode and special operation mode to ensure that investors are also risk-free.

1. Types of Canadian investment immigrants:

1, Federal Investment Immigrants:

The federal investment immigration program has many advantages. First, because the federal investment immigration project is a passive investment project, immigrant investors have no obligation to run enterprises in Canada; The second investor did not invest until the interview was passed. The investment was guaranteed by the Canadian government and there was no investment risk. The third immigrant applicant can choose bank loans to complete the investment, which can not only reduce the financial pressure of the applicant, but also reduce the risk burden of exchange rate changes, and the investment conditions are relatively relaxed; The fourth federal investment immigration program has no strict restrictions on applicants' academic qualifications and language ability, and there is no limit on the number of immigrants.

2. Quebec investment immigrants:

Quebec Investment Immigration Project 1986 started. Due to Quebec's unique status, the province signed an agreement with the federal government to select immigrants independently, including all kinds of immigrants. Among them, the selection criteria of commercial immigrants are consistent with those of the federal government, while the selection criteria of skilled immigrants are different from those of the federal government, with separate scoring criteria.

Quebec's investment immigration policy is also aimed at attracting more successful entrepreneurs from all over the world to develop in Quebec, and at the same time bringing them funds, which can better provide sufficient impetus for Quebec's economic development. In order to better compete with the federal government for the number of immigrants, Quebec has specially stipulated many preferential conditions. For example, Quebec specifically allows some financial institutions in Quebec to provide partial loans to applicants and provide government guarantees for the funds invested by applicants. In recent years, Quebec has adjusted its investment immigration policy, lowered the threshold and simplified the procedures to better attract foreign entrepreneurs to invest in Quebec.

Quebec is a famous French-speaking area in Canada, and the first language of more than 95% residents is French, so French culture is very developed, which is a very good immigrant choice for those who advocate French romantic culture. At the same time, Quebec's economy and finance are very developed, which provides a very good career platform for entrepreneurs from all over the world who pursue market development. Quebec's investment immigrants have a romantic culture and developed economy, which is a rare talent immigration project that pursues both fish and bear's paw.

Second, the advantages of Canada:

The investment immigration policy is stable. Of all countries, Canada has the highest success rate.

L There is no requirement for English, age or education for the applicant.

Applicants have the right to choose and decide whether to do business in Canada.

Applicants can choose to live or work anywhere in Canada.

L investment can only be made after the interview is passed. The investment is guaranteed by the government and the risk is zero.

L If one person succeeds, the whole family can obtain permanent resident status in Canada at the same time.

L exemption from inheritance tax-all personal wealth can be left to children.

After successful immigration, you can apply for family reunion immigration, such as parents, brothers and sisters.

If you get permanent residency in Canada, you can still retain your China nationality and continue to do business and live in China.

L Enjoy the same social benefits as Canadian citizens (free medical care, old-age security, unemployment relief, education and training, etc.). ).

L Holding a Canadian passport, visa-free entry to 140 countries around the world.

Third, the application conditions:

1. The applicant is over 18 years old.

2. Have more than 2 years of management experience within 5 years from the date of application, and be able to successfully manage, control or lead an enterprise.

A) Business owner: holds a certain share of the enterprise and has successful management experience; or

B) Senior management: Experience in managing enterprises with five or more full-time employees.

(Since the reform in 2008, Quebec Immigration Bureau has also accepted applications from professionals who are partners in enterprises, such as doctors who are partners in clinics and lawyers who are partners in law firms. )

3. The applicant and his family are in good health and have no criminal record. (that is, it needs to pass the medical examination and safety inspection of the federal government)

4. The applicant has accumulated personal private property (the part of the enterprise that belongs to him, including movable and immovable property, stocks, private immovable property and bank deposits, etc.). Less corporate and personal debts) More than 800,000 Canadian dollars depend on their own efforts, and gifts or inheritance from others can only be regarded as a small part.

Fourth, the investment method:

A. Full investment: After the interview is successful, we will invest 400,000 Canadian dollars in the fund designated and guaranteed by the Canadian government, and repay the principal without interest after five years.

B. Loan investment: After your successful interview, you will pay 6.5438+0.2 million Canadian dollars in one lump sum to the fund designated and guaranteed by the Canadian government, and the fund will help to lend 400,000 Canadian dollars to complete the investment required by the Canadian government. Generally speaking, you paid 6.5438+0.2 million Canadian dollars to buy your family's permanent resident status in Canada.

Similarities and differences between Quebec immigrants and federal immigrants;

Canadian federal investment immigrants and Quebec investment immigrants are both Canadian immigrants, and they have many similarities. Federal investment immigration and Quebec investment immigration are based on Canada's immigration policy, but one is a national policy and the other is a provincial policy. Quebec is like Hongkong in China. It has some right to choose its own immigrants. Therefore, applying for Quebec must first pass the examination of Quebec. If Quebec applicants pass, the federal government will still give them a symbolic exam. However, the possibility of passing the audit is also very high. However, after the promulgation of the New Deal in 2009, Quebec's investment immigration conditions are more relaxed, and many aspects are in line with the Federation; From the main aspects, Canadian federal immigrants and Quebec immigrants have the following differences in Canada:

The time is different. It takes about three to four years for the federal government to get a visa, while Quebec needs 1 to two years.

The application place is different. The federal government applies to the Canadian federal government and Quebec applies to the Quebec government.

Applicants can choose to live anywhere in Canada after successful federal application, while Quebec requires applicants to report for the first time in Quebec and then choose the place to live.

Brief introduction to the bidding process of intransitive verbs;

According to the requirements of the Canadian Immigration Bureau and the specific situation of the applicants, it is a varied process to apply for investment immigration in Canada, because each applicant's specific experience and situation are different. But in general, the bidding process is still the same, but the length of bidding time does vary from person to person and from situation to situation. This is not only affected by the applicant's specific situation, but also closely related to the applicant, every institution and everyone involved in the bidding process.

Seven, answer questions:

1. Does the property need to be evaluated? Both commercial housing and self-built houses need to be evaluated.

2. Is the futures I invest in an asset? Yes

I am a member of a club. Does my membership deposit in the club count as my personal assets? Yes

4. Isn't a self-built house a commercial house an asset? How to calculate? Self-built houses belong to your assets, but the property value needs to be evaluated.

The company was established by me in the name of a collective enterprise. Can my investment in the company be counted as my assets?

Yes, you need to provide relevant proof of your investment.

6. Are the assets under the names of other family members qualified net assets?

Yes, family members here refer to yourself, your spouse and your children.

7. What is the net assets?

Net assets refer to all assets under the name of the applicant, his spouse and children minus liabilities. Among them, assets include movable property and immovable property, such as deposits, stocks, bonds and immovable property. In addition, the net assets also include the net assets of the company owned by the applicant.

8. Do you need a bank deposit certificate for bank deposits?

No, you only need to provide a copy of the deposit slip or passbook when submitting the application, and you need to bring the original when interviewing.

9. My money is abroad. How can I prove it?

A deposit certificate, passbook or bank statement from a foreign bank is required.

10. Almost all my assets are invested in the stock market. Do I need to sell my stock and deposit it in the bank?

No, the stock itself is a good liquid asset.

1 1. I haven't got the property ownership certificate yet. Can this property be used as my net assets? You can't.

12. My property was purchased by mortgage. Does this property count as my asset? How to calculate?

The real estate can be used as your asset, and the calculation formula is: the total value of the current real estate-the unpaid part of the loan = the value of the real estate that can be used as an asset at present.

13. My house is collateral. Is this my asset? Not exactly.

14. After I paid the house payment, the other party gave me a receipt instead of an invoice. Can I prove my assets? Yes

15. What is the comparison result between children studying abroad and investment immigrants?

International students spend about 1.5-0.2 million yuan in Canada every year and have no legal right to work. Take two-year English preparatory course plus four-year undergraduate course as an example, the total study cost is 900-1.2000 yuan. The total cost of investment immigration is about 800,000 yuan, and each family member can obtain permanent resident status, enjoy all the civil and economic rights of Canadian nationals, and can enter and leave China and Canada at any time without going to the embassy to apply for a visa. Children of immigrants can enjoy 12 years of free public education in Canada, and the university tuition is only about one-fifth of that of international students. Generally speaking, investment immigration has incomparable advantages.