Can the pension be taken out?

Pensions can be taken out, but certain conditions need to be met:

1. The participants of the old-age insurance have lost the nationality of China people, and these people have emigrated to other areas. They can apply in writing to terminate the payment of pension insurance or withdraw money from the pension insurance account.

2. Employees who have obtained permanent residency abroad, come from Hong Kong, Macao and Taiwan, terminate the employment relationship with the employer, and want to leave the country, they can apply in writing to terminate the pension insurance payment and withdraw funds from the pension insurance.

3. If the pension insurance for employees in this city has not been paid for 15 years, the payment can be postponed. If it has not been transferred to the pension insurance for urban and rural residents, it can apply for terminating the employee pension insurance relationship and withdrawing money from the pension account.

4. If the insured has died, the old-age insurance account can be inherited according to law, and the decedent can withdraw funds from the old-age insurance.

Pension conditions:

1. Age requirements: male is over 60 years old, female is over 50 years old, and has paid social security 15 years (inclusive);

2. Payment requirements: while paying social security fees, pay old-age insurance premiums according to regulations, and pay continuously 15 years (including 15 years) and cumulatively 180 months;

3. Special circumstances: groups with special difficulties such as low-income households, rural five-guarantee households and poor people can receive pensions in advance regardless of whether the payment period meets the conditions;

4. Retirement: At the normal retirement age (male 60, female 50), you can receive a pension.

To sum up, different regions and social security centers may have different certification methods and conditions. Please refer to the relevant instructions of the local social security center or consult the local social security center for specific authentication steps.

Legal basis:

Article 21 of People's Republic of China (PRC) Social Insurance Law

The treatment of new rural social endowment insurance consists of basic pension and personal account pension.

Rural residents who participate in the new rural social endowment insurance meet the conditions stipulated by the state and receive the benefits of the new rural social endowment insurance on a monthly basis.