How good are Canadian welfare benefits?

Experts from the official website of Beijing Tiandao Study Abroad are happy to answer your questions.

1. Milk Gold

This is a Canadian feature and is a benefit for children under the age of 18 at home. , has now been increased to 6,639 Canadian dollars per year. If there are two children in the family, you can receive up to more than 13,000 Canadian dollars in milk benefits.

The amount of the milk benefit is related to the parent with the lower income. The lower the income, the higher the amount of this benefit. If the family’s annual income exceeds 190,000 Canadian dollars, it can no longer receive it. It’s milk gold.

This welfare subsidy can be calculated online. Based on family income, age and number of children, marital status, etc., you can see how much milk subsidy you can receive.

Jean-Yves Duclo, Canada’s Minister of Social Development, said in an interview: “The cost of raising children is increasing day by day. If we want our children to live in a more equitable society, we have For a better start, we need to provide more support to the parents of their children. ”

Canada not only pays attention to children’s education, but also ensures the quality of life of each child. This benefit alone is enough. Attracted a lot of people.

2. Medical insurance

No matter who you are, you don’t want to get sick. A serious illness may destroy a family. Some people don’t go to the hospital when they get sick. Because I can't afford medical expenses.

But you don’t have to worry about medical expenses in Canada. There is universal health insurance here.

Every region has launched medical insurance plans, which cover various medical services, surgical expenses, hospitalization expenses, etc. Of course, this benefit brings benefits but also results in longer medical treatment time.

3. Pensions

The legal retirement age in Canada is 65 years old. This benefit is valid for all residents who have settled in Canada for more than ten years.

As long as you apply to the government within one year before your 65th birthday, you can receive a pension.

This is different from domestic pensions. The amount of Canadian pensions is only related to the length of time the applicant has lived in Canada.

4. Employment Insurance

As long as Canadian residents (including citizens, permanent residents and legal work permit holders) have worked continuously for half a year, they will be unemployed due to If you are unable to continue working due to illness, childbirth or adoption, you can obtain temporary income through the national employment insurance plan and receive regular subsidies within a certain period of time to alleviate the impact of unemployment.

The amount of assistance an applicant receives depends on the length of time they have worked and the local unemployment rate. To apply for subsidies, you must go to the Canada Employment Center, which is the agency that handles Social Insurance Numbers.

5. Maternity Benefits

Maternity benefits in Canada include maternal maternity benefits (up to 15 weeks of wages) and childcare benefits (up to 35 weeks of wages).

In order to better take care of the baby, you can apply for a government subsidy of up to 61 weeks within one and a half years after the baby is born, and the amount is 33% of the salary income.

At the same time, employees cannot be fired because of pregnancy. Employees on maternity leave continue to maintain their pension or medical plans and can return to their original jobs after the maternity leave is over.

6. Family Subsidy

This subsidy is for low-income families recognized by the government, that is, the annual family income is less than 25,921 Canadian dollars, and they have children, and one spouse enjoys it. You can receive this subsidy through the Canada Child Tax Credit.

The family subsidy is 80% of the income and can only be applied by either spouse.

7. Sickness Allowance

In order to solve their financial difficulties, employees who are injured or unable to work can receive up to 15 weeks of allowances.

A doctor’s certificate is required for this subsidy.

8. Social Welfare Benefits

This benefit is a guarantee for the basic life of Canadian residents. For example, residents with no source of income and bank deposits of less than 1,000 Canadian dollars are eligible. You can apply for this benefit.

A single person can receive 500-700 Canadian dollars per month, and a family of three can receive about 1100-1300 Canadian dollars per month, which is enough to maintain a low standard of living.

New immigrants need to live in the country for 6 months before they can receive this benefit.

9. Paid holidays

This benefit is the same as in China. After working for one year, you can get two weeks of paid holidays per year; after working for five years, you can get three weeks of paid holidays per year. holiday.

10. Child care subsidy

Canada’s public free education starts in kindergarten. Children who are 4 years old or older in Ontario can go to kindergarten.

Younger children will attend nursery classes at their own expense, about 900 to 1,400 Canadian dollars. In order to allow children in every family to receive education earlier, the Canadian government has launched Each family can receive child care subsidies based on their own circumstances, and the highest subsidy is the full subsidy.

There are many applicants for this subsidy, so applications need to be submitted in advance.

11. Public rental housing Low-cost housing

This is a housing security benefit. The government will charge rent based on a percentage of income, usually 25% to 30% of income.

12. Income Protection Allowance

If you have little or no income, you can apply for a monthly income protection allowance.

The income here needs to be calculated including pensions, living expenses, wages, unemployment insurance benefits and workers’ compensation or benefits from other countries. The less you earn, the more income protection allowance you receive.

If you are married, your spouse's income will be taken into account when calculating the amount of GIS you deserve. GIS must be re-applied annually.

13. Spouse Allowance

The conditions for receiving this allowance are as follows:

1. The age is between 60 and 65 years old, and the spouse is People receiving old-age insurance.

2. The total income does not exceed the specified amount.

3. Live in Canada for at least 10 years after turning 18. SPA must be re-applied annually. This benefit can continue to be paid until you remarry or reach the age of 65. This benefit can continue to be paid to you even after the death of your spouse.

14. Tax Refund

Canadian tax residents must file taxes on time every year. For low-income families, it is another burden. To this end, the government will refund GST/HST to reduce the burden on low-income families. Not only citizens and permanent residents, but also work permit holders and international students in Canada can obtain tax refunds as long as they meet the conditions of tax residents.

15. Other benefits

There are many more benefits in Canada, and each region also has special benefits.

Ontario: "Healthy Smiles Ontario" provides free dental treatment to low-income families. You must know that dental treatment is very expensive in Canada!

Toronto: There are subsidies for children’s extracurricular activities, subsidies for household electricity bills, etc.

Quebec: This French-speaking area has even more comprehensive benefits, so I won’t introduce them one by one here.