Can Singapore buy hospitalization insurance for parents to pass physical examination?

I have been asked too many times. Let's talk about what insurance to buy for my parents in Singapore today!

As new immigrants, no matter whether they have money or not, they belong to the middle class and are suitable for all ages. Most old people travel across the ocean to look after their daughter's son's grandson. They have to live in Singapore all the year round. Although some of them have old-age insurance in China, they can't bear to have an accident or be hospitalized, but it's hard to say in Singapore as long as they don't have enough money to go to the hospital ... Of course, if they have insurance, they can try to buy it. If there is no spare money, just make a basic guarantee.

If the budget is not much, but I want to buy a peace of mind, I suggest buying an accident insurance. The premium is low, and it is not limited by license and age. Every insurance company has this kind of insurance, so you can shop around. My family bought my parents a personal accident of Aviva. About 90 Singapore dollars a year. Last time my mother accidentally cut her hand while cooking, she went to the emergency department of NUH, and was reimbursed at $ 300+ 100%.

Hospitalization insurance has discouraged many people. First, they are worried that their parents are not Singapore citizens or permanent residents. Second, their parents are old and worried that high premiums will be difficult to cope with. You can consider the income shield hospitalization insurance of total income. My mother is 1963. I bought her enhanced Incomeshield Advantage (she can live in a government hospital) and luxury nursing additional insurance (she can pay 95% of the bill). You can use my provident fund.

Medisave pays $ 1300+ every year, and the cash part is $700+ every year.

If the money is not bad, you can consider upgrading to the A ward of a private hospital and paying $3,000+in cash with Medisave or $ 1300+. The above quotation is for reference only. You can buy according to your own economic ability before buying. I'm not selling insurance, I'm just sharing.