Why do many people buy large overseas insurance before emigrating?

Regardless of whether you immigrate or not, I believe that a dividend-paying critical illness insurance is very attractive.

1. Pre-insurance consultation:

The insured needs to decide: who needs to buy insurance, what insurance to buy, how much insurance to buy, and find an agent;

When the agent provides the insurance plan, the insured needs to make a decision, whether to choose Hong Kong insurance, and the approximate type and amount of insurance to be purchased.

2. Be insured in Hong Kong; You need to complete the following procedures in Hong Kong:

Contact the agent to finally determine the products to be purchased and the insured amount;

Fill in all parts of the insurance application form and sign for confirmation;

Mainlander verification;

Pay the fee.

All matters can be completed on the day of insurance, and then you can go back to the mainland and wait for the notice.

3. Post-insurance services:

If there are underwriting problems, the agent will contact the insured to solve them;

When the underwriting passes, the agent informs the applicant and sends an insurance policy to inform the cooling-off period;

If the underwriting fails, the agent will contact the applicant to handle the application according to the situation.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.