Does the bank have the right to cancel the passbook when the owner of the reservoir immigrant passbook dies?

The bank has no right to cancel the passbook after the owner of the reservoir resettlement passbook dies. After the death of ordinary people, bank cards will not be cancelled. The legal heir needs to go through the relevant cancellation procedures at the bank counter and withdraw funds from the bank card account. When going to the bank to cancel the business, you need death certificates and other materials, and go to the local notary office to apply for inheritance certificates.

Bank cancellation passbook process

Individuals bring their ID cards and bankcards to the bank for cancellation, and the staff of the bank will directly cancel the passbook account for the user. The cancellation of the passbook can only be handled at the bank where the account is opened, otherwise other banks will not accept it. When canceling a bank account, you must show your account holder's ID card and other valid documents.

If there is a balance in the cancellation account, you can withdraw money from the passbook after a long time. Users can fill in the application for loss reporting at bank outlets. If they can't remember the account number, they can ask the bank staff to fill in the account number and the type of loss reporting and give it to the bank teller for system operation. After reporting the loss, if they want to withdraw money, they must reissue a new voucher.

If you want to cancel your passbook, you only need to bring your ID card and passbook to the bank counter to cancel your account. It's not a big problem if you don't close your account. Just take out the money in the passbook. Otherwise, the bank will deduct the small account management fee, which means that the bank charges a certain amount of account management fee every month for those accounts whose average daily balance is less than a certain amount.