How to take out old-age insurance after retirement?

Only what the laborer handed in can be taken out, not all. The proportion shall be implemented according to the local regulations on insured workers. What the laborer handed in, the unit could not take it out. If workers want to participate in insurance in the future, they have to apply again.

Pension insurance must be paid at least 15 years, and you can enjoy pension for life until retirement. If you are a male, it is exactly 15 years from now to retirement, which can guarantee that you will receive a monthly pension after retirement. If you are a female (retired at the age of 50 or 55) and haven't paid 15 years by the time of retirement, you can apply for an extension of retirement to pay the unexpired years. After the formal retirement formalities, your monthly pension will not be affected. If you don't want to postpone retirement, you can also choose to pay in one lump sum.

Meet the following conditions, can be returned to the employee pension insurance:

1. If you change your nationality after going abroad to settle down, your personal passport and visa with the word (immigrant) or the immigration procedures issued by the local government department, and the cancellation page of your household registration book. Return the personal payment principal and interest during the enterprise payment period, the personal account principal and interest during the flexible employment payment period and the personal payment principal outside the personal account.

2. In case of work-related death, the inheritance amount of the legal heir is the personal payment principal and interest during the enterprise payment period, the personal account principal and interest during the flexible employment payment period and the personal payment principal outside the personal account.

3. Repeated payment. If the payment of flexible employees is repeated with the payment of enterprises, the payment of flexible employees will be refunded; If the amount withheld and remitted by the bank is duplicated with the enterprise payment, the part of the enterprise payment during the duplication period shall be refunded; If the payment information of institutions and flexible employees is repeated, the payment part of flexible employees during the repeated period will be returned.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 3 of the Detailed Rules for the Implementation of the Social Insurance Law of People's Republic of China (PRC). After reaching the statutory retirement age, if an individual pays the employee's basic old-age insurance premium for less than 15 years (including extending the payment in accordance with the provisions of Article 2), he may apply for transfer to the new rural social endowment insurance or urban residents' social endowment insurance where his domicile is located, and enjoy the corresponding old-age insurance benefits. Individuals who participate in the basic old-age insurance for employees reach the statutory retirement age, and the accumulated payment is less than fifteen years (including the extension of payment in accordance with the provisions of Article 2), and have not been transferred to the new rural social endowment insurance or urban residents' social endowment insurance, individuals can apply in writing to terminate the basic old-age insurance relationship for employees. After receiving the application, the social insurance agency shall inform it in writing of its right to transfer to the new rural social endowment insurance or urban residents' social endowment insurance and the consequences of terminating the basic endowment insurance relationship for employees. After my written confirmation, I will terminate the employee's basic old-age insurance relationship and pay me the amount stored in my personal account in one lump sum.