202 1 year new provisions on medical insurance for retirees

The new medical insurance for retirees in 20021year is as follows:

1, personal accounts are established and managed by medical insurance agencies in a unified way, and organs, institutions and municipal enterprises declare on a monthly basis at 8% of the average monthly salary of employees at the city level last year according to the sum of employees and retirees, and pay the basic medical insurance premium;

2, personal accounts temporarily established and managed by the employer, the number of insured by the unit last year, 5.5% of the average monthly salary of workers at the same level monthly declaration;

3, retired workers retirement pension insurance cumulative payment period of not less than 25 years for men and not less than 20 years for women, can continue to participate in and enjoy the basic medical insurance for employees;

4, dissatisfaction should be paid, to pay the standard as the base, belongs to the part of the employer should be paid by the employer, the rest by the individual workers responsible for the payment;

5, under the age of 75, according to the average wage of employees at the corresponding level of 4.5% in the previous year, and above the age of 75, according to the average wage of employees at the corresponding level of 5% in the previous year;

6. Personal accounts are mainly used for outpatient medical expenses, drug purchase expenses, hospitalization expenses and medical expenses for diseases that should be borne by individuals that the insured himself meets the requirements of basic medical insurance in designated medical institutions and pharmacies. If there is a balance at the end of the year, it can be carried forward to the next year for further use.

"People's Republic of China (PRC) Social Insurance Law" Article 23 * * * employees shall participate in the basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 25 The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.