What details should I pay attention to when immigrating to Spain to buy a house?

According to the information provided by the Spanish Mortgage Association, the handling fee for buying a house is equivalent to one tenth of the house price. These include: the pricing fee and registration fee for buying a house in Spain (applying for housing property information and registering the house in the property registration office, notarization fee, loan fee, taxes and fees, property transfer tax, urban land value-added tax, etc.).

Immigration is a big project for everyone in every country, and there are many problems to pay attention to. Therefore, before buying a house in Spain, money alone is not enough. You should also know some information in advance.

Step 1: Verify the situation. If it is an old house, the next thing to do is to find out its present situation. In Spain, buyers should go to the property registration office where the house is located to apply for a list of the current situation of the house. In this list, you can see all the information about the property right of the house, and you can see whether there is still mortgage outstanding and whether the house is frozen. Buyers can go to the property registration office to fill out the form and get this list. In addition, before buying a house, it is necessary to verify whether the former owner is in arrears with property fees and property taxes.

If it is a new house, you need to go to the seller of the new house for relevant information, and you need to know the details of the seller of the house and the homestead. Like second-hand houses, you can go to the property registration office to investigate the homestead and housing situation. If you want to find the name of the seller or company, you can consult the commercial registration authority. We know the urban development plan of the area where the house is located in advance to see if the municipal government has any plans to re-plan. This information can also be found in the city government.

Step 2: Buy a house. After the situation is clear, it is the real buying stage. Now people are used to paying a deposit before buying a house in Spain. Buyers remit a sum of money to the seller's account in order to buy a house in time. If the buyer regrets afterwards, he loses the deposit. If the seller reneges on his word, in addition to returning the deposit to the buyer, he also needs to pay the same amount of money. When buying a house, the deposit amount is deducted from the house price.

Step 3: Purchase contract. Here we should also distinguish between new houses and old houses. In the former case, builders or house sellers are used to giving buyers a standard contract. In the latter case, if we buy a house through an intermediary, the intermediary will be responsible for helping to draw up the purchase contract. If it is a transaction between individuals, then both parties can agree which party will draw up the contract. In reality, no matter which side, it is possible to ask the agent for help. Before signing the contract, we need to know who the seller, builder and architect are, the overall situation of the house, house drawings, area, public area, delivery date, total price and so on. The Law on the Protection of Consumers' Rights and Interests has made relevant provisions on the terms of the purchase contract, so that even after we sign the contract, we will be protected. Unreasonable clauses often appear in housing sales contracts, and consumers have the right to refuse to accept such clauses. Some contracts will restrict notary offices, force buyers to pay water and electricity installation fees or not specify the delivery period. These terms are unreasonable.

Step 4: Sign the contract, pay the money and register the property right. After paying the house payment, you can take the key. This step is often carried out in front of a notary, because although this is not a necessary procedure, some banks will make such a request. Don't forget at this time, if the house has not been repaid before, the seller must settle the loan or other similar money before signing the contract. The bank must also send someone to the notary office to prove that the old loan has been settled before signing the contract. If the house is a new house, then when signing the contract, the seller must show the urban construction documents to prove that the house is a legal building, and also show the real estate license and residence permit. If it is an old house, then when signing the contract, you need to issue a property fee receipt, a property tax bill, how to share the procedures between the buyer and the seller, and also settle the notary fee. After signing the contract, the new owner needs to register with the property rights registration office. In the whole process, it is very important to have the help of professionals. If you don't hire professionals, then buyers and sellers should try their best to find out all the links. According to the information provided by the Spanish Mortgage Association, the handling fee for buying a house is equivalent to one tenth of the house price. These include: the pricing fee and registration fee for buying a house in Spain (applying for housing property information and registering the house in the property registration office, notarization fee, loan fee, taxes and fees, property transfer tax, urban land value-added tax, etc.).