Can I withdraw the provident fund when I buy a second suite?

Calculate how much it will cost to decorate your home.

Now that society has developed and people's economic level has improved, everyone wants to buy a second suite to improve their living environment. Today, I'm in Xiang Xiao to share with you whether you can withdraw the provident fund from buying a second suite and the balance of the housing provident fund account. Friends who want to know may wish to have a look with Bian Xiao!

1. Can I withdraw the provident fund when I buy a second suite?

1, you can use the provident fund to buy a second suite. For families who already own a house and have settled their mortgage, when using the housing provident fund loan to buy a house, the minimum down payment ratio to be paid is 20% of the total house price.

2. For families who already own a set of housing and have settled the housing provident fund loan, when they use the housing provident fund to buy a second set of ordinary self-occupied housing again, the second set of housing loan policy shall be implemented. The minimum down payment ratio to be paid is 30% of the total house price, and the maximum loan amount does not exceed 800,000 yuan.

Two, the balance of the housing provident fund account can be extracted.

1. Withdrawing the provident fund for purchasing, building, renovating or overhauling self-occupied housing;

2. Retired or resigned workers;

3, due to the loss or complete loss of labor ability, and the termination of labor relations with the unit;

4, apply for immigration to settle abroad, Hong Kong, Macao and Taiwan;

5. Withdraw the provident fund to repay the principal and interest of the housing loan;

6, for the city's urban residents to enjoy the minimum living security scope and used to pay rent;

7. For employees who are sentenced to punishment during their employment, or who have not found a job for two years after the provident fund is transferred to a centralized storage account, or whose personal accounts have moved out of this city, or whose foreign accounts have resigned and left this city.

Bian Xiao concluded: The above is what Bian Xiao shared for you: Can I withdraw the provident fund from the balance of the housing provident fund account when I buy the second suite? I believe after reading the above sharing, you will have a corresponding understanding. If you need more information, please continue to pay attention to Qijia. Com website, Bian Xiao will answer them one by one.

Enter the area and get the decoration quotation for free.

Enter the area and get the decoration quotation for free.