New Zealand pension standard

The benefits of immigrating to New Zealand are excellent. However, after emigrating, if you want to have a good old age, you should pay attention to how to get the pension in New Zealand and how much you can get after retirement. Generally speaking, New Zealand implements an equal pension system for all, and the pensioners are citizens without discrimination. However, you need to pay attention to the relevant details when receiving pensions. Today, Bian Xiao Intercontinental Immigration Bureau will introduce it to you!

First, New Zealand's pension system.

New Zealand's pension policy stipulates that as long as New Zealand citizens or permanent residents reach the age of 65, and have lived in New Zealand for 65,438+00 years since the age of 20, and have lived in New Zealand for 5 years after the age of 50, they are eligible to apply for a New Zealand pension (except in special circumstances). However, if any elderly person who receives a pension paid by the state overseas receives a pension paid by the New Zealand state, his income in his original place of residence should be counted and deducted from the New Zealand pension.

Second, New Zealand's pension payment standards

New Zealand's pension regulations stipulate that the amount of pension cannot be less than 65% of the average social wage. After 2065438+April 2005, the weekly pension of New Zealand retired couples has been increased to 638.46 USD (before tax), and the amount after tax deduction is 564.52 USD (about 2280 RMB, about 9 100 RMB/month). However, the pension of single or widowed pensioners rose to $4,265,438+$0.76 per week before tax, and the amount after tax deduction was $366.94.

However, in the past three years, the Social Service Appeal Board of New Zealand has received many complaints about pension payment, which shows that pensions are not so easy to get in New Zealand. The following are some precautions before receiving a pension:

Third, on the issue of receiving pensions.

1. You need to apply in advance to get a pension.

Old people who are eligible for a New Zealand pension can start to receive a pension after reaching the age of 65, but don't expect the pension to start paying automatically when you are 65. You must apply in advance.

Applicants must apply a few weeks before their 65th birthday. If the application fails, the pension will not be filled when it expires, so don't expect the missed part to be filled.

2. To receive a pension, you need to plan the future in advance.

According to the regulations, applicants for New Zealand pensions must live in New Zealand for 65,438+00 years after the age of 20 and at least 5 years after the age of 50. Although some people have lived in New Zealand for more than 10 years, they have not lived for five years after the age of 50 and are not eligible for pensions. Therefore, if you plan to immigrate to New Zealand, you'd better plan your future in advance, otherwise it may affect your normal pension in New Zealand.

3. Overseas immigrants receive pensions in both places.

Many people don't know whether they can get a pension in New Zealand, especially those who have started to get a pension in other countries. In fact, New Zealand's policy stipulates that as long as applicants meet the requirements, they can apply for pensions in other countries at the same time, but the amount may change.

However, the pension received by the elderly Chinese in New Zealand is not affected by the domestic pension. In other words, the elderly from Chinese mainland can still receive the full New Zealand pension while receiving the Chinese mainland pension.

To get a pension, you need to plan your overseas trip carefully.

New Zealand pensions are mainly paid in China. In most cases, recipients need to stay in New Zealand, and if they go abroad, they can only go abroad for a short time. Therefore, people who are receiving New Zealand pensions need to carefully plan their overseas travel plans.