Can Shanghai provident fund be withdrawn? Conditions for the withdrawal of Shanghai provident fund How to withdraw Shanghai provident fund in 2020?

Many people work in Shanghai, and the company will pay the provident fund for them. Can Shanghai provident fund be withdrawn? If you want to withdraw the provident fund halfway, it is still difficult, but you can still withdraw it easily as long as you combine the conditions for withdrawing the provident fund. Here are the conditions and how to withdraw the Shanghai provident fund in 2020. Let's have a look.

1. Can Shanghai Provident Fund be withdrawn?

Can Shanghai provident fund be withdrawn? Shanghai provident fund can be withdrawn. However, according to China's current Regulations on the Management of Housing Provident Fund, the provident fund is a long-term housing deposit paid by units and individuals, which is earmarked for employees to purchase, build, renovate and overhaul their own houses, and no unit or individual may use it for other purposes.

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2. Buying a house with a loan: go to the provident fund center with the purchase agreement, the purchase loan contract, the repayment details (printed by the bank, please consult the loan bank and the provident fund center in advance, and how long the repayment time will be), the provident fund withdrawal application form, and my ID card.

Second, the conditions for the withdrawal of Shanghai provident fund in 2020

Shanghai provident fund can be withdrawn, but it can be withdrawn if certain conditions are met. Let's take a look at the withdrawal conditions of Shanghai provident fund in 2020:

1. When buying, building, renovating or overhauling the owner-occupied house with ownership.

2. When you retire or reach retirement age.

3, completely lose the ability to work, and terminate the labor relationship with the unit.

4. When the account moves out of the city or leaves the country to settle down.

5. When non-local employees are transferred from this city.

6 workers to repay the principal and interest of housing loans, you can withdraw the balance of housing provident fund to offset.

7. If an employee dies or is declared dead, the employee's heir or legatee may withdraw the storage balance in the employee's housing provident fund account, and the employee's housing provident fund account shall be cancelled at the same time.

3. How to withdraw the Shanghai Provident Fund?

1. If a foreigner leaves Shanghai and wants to withdraw the provident fund, the company needs to temporarily seal the account provident fund, that is, suspend payment, so as to withdraw it. Generally, when resigning, the company will seal up the provident fund.

2. Employees can only withdraw the relevant housing accumulation fund after the company issues the certificate that the employee is a foreigner. The personnel of the company also need to provide the employee's resignation certificate, and the resigned employee needs to carry these two materials.

3. The resigned employee takes the resignation certificate, ID card and the certificate issued by the company from a foreigner to the institution that pays the housing provident fund, that is, the provident fund service center, and then provides the relevant information to the staff, telling them that they need to withdraw the provident fund, and the other party will start to handle it.

4. In the process of handling, you need to provide a bank card. This bank card is the designated bank. The drawer needs to apply for a bank card, and then come back to inform the manager of the bank card account number. The handling personnel will inform that the money from the provident fund will be credited to the bank card at that time.

5. After processing, you will get some receipt documents. These things need to be preserved. These things prove that you have withdrawn the provident fund. When there is a problem, such as the money has not arrived at the bank card, you need to take these vouchers to the provident fund service hall to ask about the situation.

6. Basically, you will receive the money from the provident fund within 7 days, so you can withdraw the money from the provident fund. Only foreigners can withdraw housing provident fund, but locals can't.

The above is about whether the Shanghai provident fund can be withdrawn, the conditions for the withdrawal of the Shanghai provident fund in 2020 and how to withdraw the Shanghai provident fund. I hope I can help you!