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What kind of family conditions can I study abroad?
If the annual family income is used to judge whether the family situation is good or bad, how can study abroad parties with different family situations go abroad?
Note: The following annual income is for reference only.
First, high-income families (with an annual income of more than one million), the proportion of this group in the study abroad group is gradually decreasing.
Yes, it is what you think of as a "typical" study abroad party, a rich second generation or an official second generation, and a local tyrant's child. When you brush your circle of friends, you will see that they bought tens of thousands of bicycles, and they also showed off several Chanel bags. Going abroad is as easy as a trip for them, and the cost of studying abroad is not a big expense for them.
The study abroad party in this class basically doesn't have to worry about how to go abroad. The only thing to consider is how to go abroad better. Zhang Xiaoyu's family in A Little Separation is typical of this kind of family. In the play, Dad's decision to let him study abroad was also instantaneous. Xiaoyu didn't get good grades at first and went to Australia first. Later, after being expelled from school, he reapplied for TOEFL and applied for an American school. This is impossible for ordinary families. You should know that these blurted-out decisions and changes in studying abroad require huge financial support.
Second, middle-class families (with an annual income of 300,000-500,000) are gradually becoming the main force of overseas study groups.
The vast majority of students studying abroad are not rich or expensive, but ordinary middle class, which may be slightly better than ordinary families. The Huang Lei family in "Little Separation" is this representative. In the play, his and Christina's annual income add up to about 500,000, which is a typical middle class. The cost of studying abroad can basically be paid by yourself, regardless of other channels. The life of studying abroad will also be easier, and there will be little economic pressure.
For example, student W is a junior in America.
I applied to the top 50 liberal arts colleges in the United States. The annual tuition and living expenses are about 450 thousand, and the parents' salary can basically cover it. When I was a sophomore, I just wanted to exercise myself, because my parents gave me enough living expenses. The whole family is only 300,000 yuan, which is incomparable with local tyrants; I might prefer to get dressed. My shirt will have 1000+ and my skirt will have 2000+. But apart from clothes, our home is the home of ordinary people.
For example, student J, American master Bo
My family should be ordinary (after thinking about it, our family is still much better than ordinary, and in fact it can pay for itself), either rich or expensive. I have been in America for eight years. Never spend them a penny, even when their capital turnover is not enough, give them 10w. I got the full subsidy from the school board, and I don't have to pay for tuition, meals and accommodation. I only came out to refund my plane ticket and insurance. When I was a master+doctor, I got the only fellowship in our department (our department ranks in the United States, and any ranking can be top 10), and later I did TA and RA. Then I go out for an internship every summer vacation, and it costs almost 3000 a month after tax.
The third category: working families (annual income10-300,000), the proportion of this group in the study abroad group is gradually increasing.
If you choose to go to Britain, the United States, Australia and Canada, if there is no other source of income, this class will basically have no living expenses after paying tuition fees. Just like the Qin Qin family in "Little Separation", the cost of going abroad once overwhelmed parents and finally gave up letting their children go abroad. Although there were many ways to go abroad, they gave up. But why do working families go abroad more and more? Because they have their own way of going abroad. For example, the following:
My parents' salary level is not high, and their annual income doesn't add up to 200 thousand. After going to Australia, I earned my own living expenses. Parents save 200,000 yuan, which can afford the tuition for the first two years, and the living expenses are basically paid by themselves.
10 years, I just wanted to go to Britain and America for graduate school, so I was angry with GPA and won the full prize. I went to the United States, spent 200,000 yuan on my parents, and then got the position of RA, and my living expenses were settled.
My parents are ordinary workers in first-tier cities. They borrowed money from their relatives to study computers in the United States, and finally stayed in the United States as code farmers.
Ordinary families dream of studying abroad, studying science and engineering, and getting a doctorate, so they didn't spend much money on their parents in the end.
I studied 20w for two years without studying in Paris, and got paid as an intern in the second half of the second year. I didn't have a scholarship that year to scrimp and save. I only took 13w from home to finish my master's degree. If I can apply to a good school with a scholarship, the cost will be lower.
Now we can only strive for grants. If not, I really don't know how to put the money together. When undergraduates go abroad, their families are much worse than those who don't, and their annual income is about 12 thousand.
The fourth category: poor families (annual income 10 or less)
In the past, such families were considered basically impossible to go abroad unless their grades were good enough to be sent to study abroad. But it is still possible to go abroad now, whether by scholarships, loans, or working to save money first. For example, the following:
The tuition fee for one semester is nearly100000 RMB. In order to let them study abroad, their parents are cruel, mortgage their houses and look for people to borrow money everywhere. Only by patchwork can they get enough money to study abroad.
In the sixth grade of primary school, both parents were laid off and unemployed, and my mother worked as a tallyman in the supermarket for 12 hours a day for ten years. I have always wanted to study abroad, but the reality doesn't allow it. Therefore, after graduation, I worked hard to enter a foreign investment bank, and my income was ok. After working for 3 years, I went to the United States to study for an MBA. Tuition fees are all loans, which will be paid back after graduation.
I came to Japan to study in April, 1 1. This is the fourth year, and I spent a total of 150000 yuan from my parents (this 1500000 yuan is equivalent to borrowing from my parents and returning it later). Besides, I am self-sufficient. Since September 1 1, I have paid all the living expenses myself, only taking my parents' tuition. From July 12, I paid all the expenses, including tuition, living expenses and all other miscellaneous expenses. From March 13, I not only paid all the expenses, but also began to repay the mortgage loan of 20,000 yen per month, and at the same time began to save money by myself.
If calculated according to parents' normal salary, their annual salary is 10W. Now my father has a second job, and they have to pay the mortgage every month. Before going abroad, there was basically no deposit at home, and I didn't want to borrow money from relatives. The fact is that their relatives are poor, studying business, and don't want to study PhD. They just want to get a master's degree. The destination country is only the United States. Before applying, the GMAT, the money for the exam, is only enough once. Now that the master's degree in the United States is about to graduate, the annual scholarship plus RA can cover tuition fees, and you can start your own sideline business to support yourself.
How much money your family has to go abroad is actually not a problem, because you can go abroad anyway, and having money may make it easier for you to go abroad. The question should be how to find a suitable way to go abroad. Continue to extend, this question involves why you want to study abroad, how to convince your parents, how to plan your study abroad and your future plan after studying abroad. If you are clear about your purpose of going abroad, calmly analyze the advantages and disadvantages of going abroad, you can bear the disadvantages of studying abroad and the risks brought by the uncertainty of future income, and have careful plans and preparations for going abroad. Even if you borrow money or go abroad.
If you think Britain, America and Australia are more expensive, you can go to Europe and Asia; If you think business and liberal arts are expensive, you can study science and engineering. As long as you really want to study abroad, you can find a way to go abroad that suits you, no matter what your family background is, you can find a way that suits you. Collect a lot of information and compare with your own standards, and you will definitely find a way that suits you.
No matter what your purpose of going abroad is, whether it is to receive the most advanced education in your major, to see a bigger world, or to earn more money after graduation, every youth and every life is worthy of sublimation through studying abroad once. Going abroad is your own The Way, so don't worry, don't show off.
Let's analyze the cost of studying in the United States in detail. The following is an article published some time ago, which specifically introduces the income of studying in the United States. I hope it will help you.
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