Wuhan provident fund withdrawal teaches you how to use the provident fund

What are the ways of Wuhan provident fund? Many people will encounter the withdrawal of provident fund. Maybe you don't know how to deal with it yet. Before processing, please read this article compiled by Bian Xiao for you. This paper introduces in detail the materials, conditions and processes required for the withdrawal of provident fund. Let's take a look!

Wuhan provident fund withdrawal

1. Information required for employees to withdraw housing provident fund due to retirement or cancellation:

(1) Application Form for Housing Provident Fund Extraction and Wuhan Housing Provident Fund Extraction Certificate audited and sealed by the unit;

(2) The original and photocopy of my ID card;

(3) The original and photocopy of my housing provident fund deposit certificate (housing provident fund account book or joint card);

(4) My Retirement Certificate or the Retirement Certificate issued by the labor and personnel department. If I have not obtained a retirement certificate, the age indicated on my ID card should reach the statutory retirement age stipulated by the state (male employees should be 60 years old and female employees should be 55 years old), and the labor and personnel department of my unit will issue a certificate.

2, workers completely lose the ability to work and terminate the labor relationship with the unit to extract the information needed for housing provident fund:

(1) Application Form for Housing Provident Fund Extraction and Wuhan Housing Provident Fund Extraction Certificate audited and sealed by the unit;

(2) The original and photocopy of my ID card;

(3) The original and photocopy of my housing provident fund deposit certificate (housing provident fund account book or joint card);

(4) The original and photocopy of the disability certificate issued by the hospital above the municipal level;

(5) The original and photocopy of the agreement to terminate the labor relationship with the unit.

3. Information required for the termination of labor relations between employees and units in different places in China and the withdrawal of housing provident fund from households:

(1) Application Form for Housing Provident Fund Extraction and Wuhan Housing Provident Fund Extraction Certificate audited and sealed by the unit;

(2) The original and photocopy of my ID card;

(3) The original and photocopy of my housing provident fund deposit certificate (housing provident fund account book or joint card);

(4) The original and photocopy of the agreement to terminate the labor relationship with the unit.

4. Information required for employees to withdraw housing provident fund due to leaving the country to settle down or move out of the city:

(1) Application Form for Housing Provident Fund Extraction and Wuhan Housing Provident Fund Extraction Certificate audited and sealed by the unit;

(2) The original and photocopy of my ID card;

(3) The original and photocopy of my housing provident fund deposit certificate (housing provident fund account book or joint card);

(4) If the household registration moves out of this city, provide the household registration certificate issued by the public security organ; If you leave the country to settle down, you need to provide a certificate of cancellation of your household registration or an immigrant visa;

(5) The original and photocopy of the agreement to terminate the labor relationship with the unit.

5. When the employee's personal account balance is less than 1 000 yuan (including 1 000 yuan) when the employee's labor relationship with the employer is terminated, and the information required for withdrawing the housing provident fund is cancelled:

(1) Application Form for Housing Provident Fund Extraction and Wuhan Housing Provident Fund Extraction Certificate audited and sealed by the unit;

(2) The original and photocopy of my ID card;

(3) The original and photocopy of my housing provident fund deposit certificate (housing provident fund account book or joint card);

(4) The original and photocopy of the agreement to terminate the labor relationship with the unit.

6, personal accounts centralized custody for 2 years has not been re employed workers to extract housing provident fund required information:

(1) Original and photocopy of my ID card;

(2) Certificate of centralized custody of Wuhan housing provident fund.

7, enjoy the minimum living guarantee for urban residents' families to extract the information needed for housing provident fund:

(1) Application Form for Housing Provident Fund Extraction and Wuhan Housing Provident Fund Extraction Certificate audited and sealed by the unit;

(2) The original and photocopy of my ID card;

(3) The original and photocopy of my housing provident fund deposit certificate (housing provident fund account book or joint card);

(4) The original and photocopy of the Wuhan Residents' Minimum Living Security Certificate of myself or my spouse;

(5) The original and photocopy of the agreement to terminate the labor relationship with the unit.

Wuhan provident fund withdrawal process

1, employees go to the bank or unit where the housing provident fund is deposited to collect and fill in the Application Form for Withdrawal of Housing Provident Fund (employees also fill in the Application Form for Repayment of Commercial Housing Loan from Housing Provident Fund);

2. When an employee applies to the unit for withdrawing the housing provident fund, the unit should carefully verify and prove the authenticity of the reason for withdrawal, and sign an opinion on the Application Form for Withdrawing the Housing Provident Fund and affix the official seal of the unit (if the employee repays the commercial loan, it needs to go to the loan bank for confirmation);

3, the workers hold the "housing provident fund withdrawal application form" and related information to the management center and its branches or deposit bank for the withdrawal of audit procedures;

4, the management center and its branches or bank in accepting the application for employee extraction, after examination and approval, should be in the "housing provident fund extraction application form" signed consent; If there is any doubt after examination, the relevant extraction certification materials shall be retained, and a decision on approval or disapproval of extraction shall be made within 3 working days, and the applicant shall be notified;

5. After the management center and its branches or the opening bank have passed the examination and approval, the employees shall issue the certificate of housing provident fund extraction to their units with the "Application Form for Housing Provident Fund Extraction" that has passed the examination and approval, and go through the extraction procedures at the opening bank;

6. If the withdrawal amount exceeds 6,543,800 yuan (including 6,543,800 yuan), the owner-occupied housing will be built, renovated or overhauled, and the employees' families will enjoy the minimum living guarantee for urban residents in this city. The family life of the employees or their spouses and children will be particularly difficult due to major diseases, and the employees' families will be particularly difficult due to fires and earthquakes. If the housing provident fund is deposited in the bank to purchase the self-owned housing provident fund, it must go to the management center or the management center or its branches.

Conditions for withdrawal of Wuhan provident fund

Conditions for me and my spouse to withdraw housing provident fund:

1, purchase, build, renovate and overhaul owner-occupied houses with property rights;

2. Repay the principal and interest of the house purchase loan;

3, lease the city housing for self-occupation.

Conditions for withdrawing my housing provident fund:

1, returned, returned;

2, completely lose the ability to work, and terminate the labor relationship with the unit;

3. Go abroad to settle down;

4, enjoy the minimum living guarantee for urban residents in this city;

5, and the termination of labor relations with the city units for 2 years (including 2 years) above have not been re employed;

6, the household registration moved out of the city or the household registration is not in the city, and the labor relationship with the city unit left the city;

7. The employee himself or his immediate family members suffer from serious diseases, causing serious difficulties in family life;

8, migrant workers and units to terminate the labor relationship.

Wuhan housing fund management center

Brief introduction of Wuhan Housing Provident Fund Management Center;

Wuhan Housing Provident Fund Management Center is a bureau-level institution directly under the Municipal People's Government. Address: Unit 2, Building 4, Huaqingyuan, No.975 Zhongshan Avenue, Wuhan (beside the light rail of Jinghan Avenue). The main members of the leading group are the director and deputy directors Jian Deqi and Liu. Party relations are subordinate to the working committees of municipal organs. The approved establishment of the "Center" is 60 people, and there are 64 employees. There are six functional departments (namely collection management department, loan management department, financial accounting department, audit and security department, information technology department and comprehensive department).

Responsibilities of Wuhan Housing Provident Fund Management Center:

(a) the preparation and implementation of housing provident fund collection and use plan;

(two) responsible for recording the deposit, withdrawal and use of employee housing provident fund;

(three) responsible for the accounting of housing provident fund;

(four) to approve the extraction and use of housing provident fund;

(five) responsible for the preservation and return of housing provident fund;

(six) the preparation of housing provident fund collection and use plan implementation report;

(seven) to undertake other matters decided by the housing provident fund management committee.

Since the establishment of 1992, under the leadership of the municipal party committee and the municipal government, the center has actively safeguarded the legitimate rights and interests of employees' housing provident fund, and established a housing provident fund system for more than 20,000 units and nearly one million employees in the city. At the same time, we always adhere to the service tenet of "taking from the people, using it for the people and helping employees live and work in peace and contentment", and take effective measures such as expanding loan publicity, relaxing loan conditions, simplifying loan procedures, extending loan life, increasing loan outlets, improving loan services and increasing loan varieties to vigorously develop provident fund personal housing loans. It has made positive contributions to promoting the housing reform in Wuhan and improving the living conditions of employees.

Contact information of Wuhan housing provident fund:

Wuhan Housing Provident Fund Address: Huaqingyuan, No.975 Zhongshan Avenue, Jiang 'an District, Wuhan

Wuhan housing provident fund foreign service consultation telephone:

Deposit and withdrawal: 027-82797553? Loan: 027-82797560? Financial inquiry: 027-8279756 1

Procedure: 027-8279755 1? Complaint: 027-82797902? Website enquiry: 027-5 13 18000 press 0.

Wuhan Housing Provident Fund Enquiry Hotline: 95533

Wuhan Housing Provident Fund Website: www.whgjj.org.cn?

The above is an introduction of Wuhan Provident Fund and some related contents. I hope it will help everyone!

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