Canada has one of the best welfare systems in the world.

Canada has one of the best welfare systems in the world. Free medical care system, family assistance, pension, unemployment allowance, milk money and so on cover almost all aspects of life. Excellent welfare system is also an important aspect of attracting immigrants in Canada. Quebec, a special existence in Canada, has a better welfare system than the federal and other provinces. Let's take a look at the immigration network.

unemployment insurance

Unemployment insurance (EI) should be one of the first benefits for new immigrants. As long as they work more than 900 hours in the year before applying, if they have a career, they can get EI insurance. If you apply for the second time, you only need to work 600 to 700 hours before you lose your job, while in Quebec, you only need to work 520 hours in the past year when you apply for the second time.

Generally speaking, in the last 26 weeks after receiving the EI deposit, you can get 55% of the average after-tax salary. If you are a family with children, you can get more, up to 75% of the average after-tax salary in the last 26 weeks.

Social welfare fund

If a person really doesn't want to work, the government won't ignore it. Even beggars in the street live on the social welfare of the government.

The conditions for applying for social welfare funds vary from province to province, and Quebec is the best. According to a survey, the proportion of people applying for social welfare funds in Quebec is 6%, and the average time for applying for social welfare funds in Quebec is 39 months, far exceeding 13 months in other provinces. And in Quebec, you can apply as long as you meet the application conditions.

All medical care for families applying for social welfare is completely free, including dentists.

pension

Quebec's old-age pension scheme is divided into two parts. Part of it is CPP (Federal Retirement Savings Plan) or QPP (Quebec Retirement Savings Plan) deducted from wages during work, and 834 yuan is returned every month after retirement at the age of 65; The other part is the federal old-age pension, and the sum of the two is the final pension. According to the current policy, people who apply for retirement at the age of 65 generally receive 1 120 yuan in the first month after the age of 65. The amount of pension for the elderly is calculated according to the price index, and the part with insufficient QPP or CPP will be paid by the government's pension plan for the elderly to ensure that the elderly can get the needed pension.

Canada's pension still smells like a big pot of rice. As long as you work in Canada for more than ten years, you can enjoy it. The standard is the same (there is no difference between working for 50 years and working for 10 years). Even if you work for less than ten years, you can get it, but the amount of pension is reduced accordingly. Of course, you can also choose to receive it early or late, and the amount is different. Those who receive a pension at the age of 60 only receive 70% of the monthly standard; If you are 70 years old, you can receive 130% of the monthly standard.

Canadian child tax benefits

Milk gold is divided into federal milk gold and Quebec milk gold (only Quebec in Canada has a single milk gold). The federal milk fund is relatively simple. Children aged 0-6 are allowed a maximum of 3,000 yuan a year, and children over 6 years old have corresponding relief. Of course, parents' income will also affect the amount of milk money. When the family income reaches 35,000 yuan, they can only get half of the milk money. When the family income reaches 55,000 yuan, there is basically no milk money to take.

Different from other provinces, Quebec has distributed a milk fund for children on the basis of the federal milk fund, and it has been increasing in recent years, from the initial 52.08 yuan/month to 166.66 yuan/month. Like the federal dairy fund, the amount of Quebec dairy fund is also related to family income.

In addition to milk money, there are various welfare tax refund plans prepared by Quebec for parents of children. For example, 75% of day care expenses can be reimbursed; 2800 yuan/year work bonus plan (work premium) and so on.

Parents' money

Quebec parents' pension scheme was launched on June 65+10/October 65 +0, 2006. Starting from June 65438+ 10/2006, Quebec's parents' pension plan will replace the federal unemployment insurance (EI) for pregnant women, and Quebec people will enjoy better benefits than other provinces.

According to the federal pregnant women's EI plan, the first application for pregnant women's EI only needs to work 600 hours in the past year (it takes 900 hours to apply for ordinary EI), while the Quebec parents' fund plan changes this to the applicant's income of 2,000 yuan in the past year (settled in one or two months); Self-employed people can't enjoy the federal EI for pregnant women, but Quebec parents' pension plan allows self-employed people to enjoy the plan after paying the corresponding insurance premium.

The original pregnant woman EI is divided into 15 weeks maternity allowance plan (only mothers can enjoy it), 35 weeks parental leave (all children can enjoy it within one year after birth, regardless of their parents), 5 days personal leave and 15 weeks sick leave. 1 * * You can enjoy a 65-week holiday (which can be freely allocated by parents), during which you can receive 75% of the original salary (the average EI is only 55%). The Quebec Parents Fund plans to increase the length to a maximum of two years on this basis, so that parents can have more time to take care of their children.

Pregnancy allowance

Yes, you are not mistaken. Quebec also has a pregnancy allowance.

If a pregnant woman is a recipient of social welfare, she can apply for a special allowance for pregnancy in Quebec, without maternity leave and special unemployment allowance.

This allowance is 40 Canadian dollars per month, which is received from pregnancy to the birth of the child. This amount was added to the mother's original social welfare fund to improve the mother's diet and protect the health of the mother and children during pregnancy.

When applying for this project, you must provide the pregnancy certificate issued by the hospital, and contact the person in charge of the welfare fund of your Quebec employment center to go through the application procedures. Once you know that you are pregnant, you should apply as soon as possible.

Child care allowance

The federal government's compulsory education framework is 5- 18 years old. Before or after this stage, families have responsibilities, and Quebec is no exception. However, the cost of child care varies greatly among provinces, ranging from 30 yuan/day to 7 yuan/day, and Quebec is at a low level.

Public childcare fees in Quebec are all 7 yuan/day, while private ones range from 10 yuan to 25 yuan/day. In principle, the childcare fee is not subsidized. However, if both parents are working or studying and are low-income families, they can get certain subsidies.

French study allowance

New immigrants can enroll in the French study organized by MICC within five years to help them better integrate into the French-speaking society. The project lasts for 8- 10 months, and COFI is divided into three grades. Usually, level 1-2 can be repeated once, and level 3 cannot be repeated. Each level lasts about two and a half months, with a subsidy of 460$/ month, requiring full-time study. The school will also provide child care subsidies according to the students' situation and consult in the first week of school.

Special allowance

If you have a baby under 6 years old at home, and you still have a privilege, I suggest you enroll in the certificate class of the University of Quebec. You only need to study in your spare time (only two mornings a week), but you can get a full-time subsidy. The amount of subsidy is about 1000 yuan/month, depending on the size of the family or the age of the children.

With so many subsidies and such a good welfare system, do you have the urge to settle in Quebec immediately? The opportunity will come soon!

In April this year, investment immigrants from Quebec, Canada will open their applications again. Applicants need personal assets of 6.5438+0.6 million Canadian dollars, invest 220,000 Canadian dollars, and get a permanent residence card in Canada (maple leaf card), which is speechless and academic requirements.