Introduction of New Zealand Immigrant Pension System

First, New Zealand's pension system 1, government subsidies

2. Voluntary savings plan

Government subsidies, also known as pensions and retirement pensions, are issued by the government to protect the most basic living needs of New Zealand residents after retirement.

Voluntary savings plan is that New Zealand residents voluntarily participate in government-approved retirement fund projects in order to improve their quality of life after retirement, and can get investment income.

Second, the receiving conditions

New Zealand implements an equal pension system for all, that is, no matter how many assets you have, what occupation you are engaged in and whether you have contributed to New Zealand, you will receive the same amount of pension after retirement. In addition, New Zealand citizens and permanent residents can receive this allowance as long as the following conditions are met:

1, over 65 years old

2. After the age of 20, he lived in New Zealand for 65,438+00 years, and after the age of 50, he lived for 5 years.

In addition, if you have not lived in New Zealand for 65,438+00 years, you can also receive a New Zealand pension as long as the previous country has signed a social security agreement with New Zealand.

Third, the amount received.

According to the regulations of the New Zealand government, residents can receive a pension as high as 65%-72.5% of full-time net salary. According to the regulations of the New Zealand government, the amount of pension that can be received every year from April of 1, 20 19 is as follows:

1. Singles and people living alone can receive NZ $2,472 1 .84 every year, which is about NZ $2,060 per month (nearly110,000 RMB).

2. Married people or de facto married people can receive 1874 1.84 NZD every year, which means that couples can receive NZD 37,483.68 every year, that is, about NZD 3 124 per month (about1.5000 RMB).

Fourth, the super gold card

Super Gold Card, also known as Gold Card, is a kind of discount card and discount card issued to the elderly and veterans in recognition of their contributions to New Zealand. By the way, in New Zealand, caring and contributing to the family is also a contribution recognized by the government.

Super Gold Card can enjoy many benefits, such as: free bus ride, and discount or even free when spending by thousands of businesses across the country. It can be said that it basically covers all aspects of daily life such as water and electricity, transportation, insurance, diet, medical care, transportation and travel. Moreover, not only in New Zealand, but also in Australia with a super gold card, you can enjoy various benefits and discounts!

Further reading: various allowances for New Zealand immigrants

1. Child allowance

Any child with PR can get a weekly allowance of NZ $6. Applicants must apply within six months of their arrival in New Zealand, counting from the date of arrival. When applying, they must provide information such as the child's birth certificate and residence. Generally speaking, this allowance will last until the child 15 years old, and disabled people after 18 years old need to apply for other kinds of relief. Child allowance will no longer apply. Usually, most of this allowance is paid to the mother of the child, but if the child is not raised by the biological mother, this allowance will be paid to the guardian who takes care of the child. Sometimes the child allowance can be paid in one lump sum instead of weekly. For example, you can buy one more house as an excuse, one at a time, avoiding the trouble of asking for one every week.

2. Family assistance

For families whose income is below a certain figure, the government gives tax relief, which is called "cold relief". Suitable for families with one or two parents. Please consult the nearest IRS for details.

3. Orphan grant

This allowance is paid to the guardian who takes care of the orphan until the orphan reaches the age of 16, but if the orphan is still in school or physically disabled at the age of 16, the allowance will be extended until the orphan reaches the age of 18.

4. Family allowance

/kloc-New Zealanders aged 0/6 or above can apply for this allowance if they have to take care of patients at home or in hospitals, and the patients must be their husbands or wives.

5. Severe Disability Allowance

A person who is completely blind or permanently incapacitated for work can get a fixed income to support his life.

6. Sickness benefits

People who have been injured or sick for more than a few weeks can apply for this allowance because they are unable to work, but they must produce a doctor's certificate to prove that they are too ill to go to work or work.

7. Unemployment benefits

If/kloc-a person aged 0/6 or above can prove that he is really unable to work, he can apply for this kind of relief, but he must be willing to work and have been looking for a job. At the same time, he must register with the labor bureau and keep in touch with it in order to enjoy this benefit.

8. Widow's allowance

The government provides this allowance to women whose husbands have died and who have children to support. In some cases, widows without children can also get this allowance. Please contact the Social Welfare Department for details.

9. Emergency allowance

Those who do not meet the above application conditions can apply for emergency allowance in case of emergency. Please contact the Welfare Department for details.

10. Death compensation

It is usually paid until the fourth week after death, or it can be paid in one lump sum. This payment depends on the income of the application, and the details of payment are more complicated.