Can the medical insurance money be taken out?

The money in the medical insurance card can't be taken out. The medical insurance card can only be used to see a doctor in designated medical institutions (including outpatient treatment and hospitalization) or to buy over-the-counter drugs in designated pharmacies (prescription drugs need to be provided by doctors), and cannot be cashed out. Withdrawal is illegal. If it is known by the Human Resources and Social Security Bureau, the qualification of designated medical institutions or pharmacies will be cancelled, and the cash-out medical insurance card will be frozen. If the circumstances are serious, it will also constitute fraud and be investigated for criminal responsibility.

The main purpose of medical insurance is to pay for outpatient treatment, and you can also use this money to buy drugs (over-the-counter drugs), medical devices, thermometers and sphygmomanometers in designated pharmacies. No unit or individual may violate the scope and requirements of the medical insurance card, and it is strictly forbidden to take cash. However, at present, Tianjin's regulations on medical insurance cards are cash withdrawal.

legal ground

According to the provisions of Article 20 of the Regulations on Employees' Medical Insurance, the basic medical insurance fund shall be managed by two lines of revenue and expenditure, and shall be included in the financial special account of the social insurance fund, which shall be used exclusively for the basic medical care of employees and retirees, and shall not be used for other purposes.

Related expansion: When the number of medical insurance card transactions reaches 60, the insured employees must go to China Bank Savings Office to print the transaction records, or stop using the card. After the transaction record is printed, the card can continue to be used.

In the pharmacy 100% will bear it by itself, and hospitalization can only enjoy the reimbursement ratio (which must be within the scope of medical insurance). If you are hospitalized in medical insurance coverage, you will be reimbursed 55%-65% according to the actual expenses, such as expenditure 1 10,000.

(1) If the bank is the same before and after the card change, I will report the loss to the employee medical insurance card service bank with my valid certificate, and the street labor security service center will accept the social security card application with the bank loss report notice and my valid certificate for 45 working days. After receiving the social security card and injecting capital, the amount in the original medical insurance card will be automatically transferred to the social security card without clearing it.

(2) If the card is not the same bank before and after the card change, then the social security card collection process is the same. However, the amount in the original medical insurance card will not be automatically transferred to the social security card, and a valid certificate is required to issue the Notice of Clearing the Employee's Medical Insurance Card at the social security sub-center of the insured place. With the notice and my valid certificate, go to the original employee medical insurance card service bank to cancel the medical insurance card.