Can the social security card of the Postal Savings Bank withdraw money?

If it is savings funds, unemployment allowance and maternity allowance, it can be directly extracted from bank channels. However, if it is the funds in the personal account of medical insurance, it can generally only be used for medical reimbursement or purchase of medical-related items such as medicines. In addition, they can also buy commercial insurance, but basically they can't return it. For example, the funds in the personal account of endowment insurance can only be collected after retirement, and the pension balance can only be extracted when the insured dies or emigrates.

What are the balances in the social security card?

The insurance premium of industrial injury insurance includes two parts: employee payment and unit payment, and employees only need to pay medical insurance and endowment insurance. Therefore, the social security card balance only involves medical insurance and endowment insurance costs.

Whether it is endowment insurance or medical insurance, individual contributions are transferred to individual accounts, and enterprise contributions are basically transferred to overall accounts.

However, in some areas, the medical insurance premium paid by the unit will be transferred to the personal account in proportion, and the proportion is different in different areas, but it is basically related to the payment period or actual age. Take Beijing as an example:

Employees under the age of 35 are included in personal accounts at 0.8% of the monthly salary base; Employees over 5 years of age and under 45 years of age are included in personal accounts according to 1% of the monthly salary base; Employees over 45 years of age are included in personal accounts at 2% of the monthly salary base; Retirees under the age of 70 are included in personal accounts according to 4.3% of the average monthly salary of employees in the previous year; Retirees over 70 years of age are included in personal accounts according to 4.8% of the average monthly salary of employees in the previous year.

I lost my social security card. How should I report the loss and reissue it?

Generally speaking, financial accounts are reported by contacting the issuing bank. Many banks have also carried out the function of reporting the loss of social security accounts for customers. It depends on the depth of cooperation between banks and social security institutions, and the process of changing cards is not fixed. Some places contact the social security department to apply for a replacement card from the bank on behalf of customers, and some places directly contact the cooperative bank.

The Social Security Card of the People's Republic of China is an integrated circuit (ic) card issued by local human resources and social security departments for various business fields of human resources and social security. Social security cards have a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Go through the formalities of job registration and unemployment registration; Apply for unemployment insurance; Apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online.