What are the requirements for buying a house in Xinjiang?

Foreigners can apply for the purchase of self-occupied commercial housing in Xinjiang, and foreigners can apply for self-occupied commercial housing, but they still need to meet certain conditions:

1. Xinjiang registered families who have no house or only one house can apply for self-occupied commercial housing in Xinjiang.

2. Buyers meet the conditions for purchasing houses in Xinjiang, and there is no room under their names.

3. Singles who apply for self-occupied commercial housing in Xinjiang must be at least 25 years old.

Self-occupied commercial housing refers to the commercial housing that real estate development enterprises obtain land use rights by means of price limit and competitive land price, and give priority to meeting the needs of residents for self-occupation and improved housing in accordance with the principle of limiting sales targets and sales prices. Its construction area in Xing Tao is mainly below 90 square meters, and the average selling price is determined in principle at a level about 30% lower than that of commercial housing with the same quality in the same lot. 1, a citizen of China who has a fixed residence in China, a fixed residence in a local town or other valid documents and has full capacity for civil conduct;

2. Have a legitimate occupation and stable economic income, and have the ability to repay the principal and interest of the loan on schedule;

3. The borrower's unit must be an administrative, enterprise or institution recognized by the lender and having a good cooperative relationship with the lender, and the lender will pay wages on its behalf;

5. Open a credit card or current savings account in a bank;

6. Sign an agreement with the lender to deduct the loan from its credit card or current savings account;

7. Other conditions stipulated by the lender.

Required materials

1. Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials;

2. Provide stable proof of address, house lease contract, water and electricity bills, property management and other relevant certificates;

3. Provide stable proof of income source, bank flow sheet and labor contract.

Legal basis:

Article 5 The agreement on the subscription, ordering and booking of commercial housing has the main contents of the commercial housing sales contract stipulated in Article 16 of the Measures for the Administration of Commercial Housing Sales. If the seller accepts the purchase price according to the agreement, the agreement shall be deemed as the commercial housing sales contract.

Derivative problem:

How to handle unsecured credit loans in Xinjiang?

Prepare complete information and submit an application → telephone audit of the company → loan signing. Large companies like CreditEase and Ping An can basically make payments in 1 ~ 2 days.

1, a natural person who has reached the age of 25 (inclusive) and has full capacity for civil conduct, and the maturity date of the loan is generally not more than 60 years old.

2. Have the household registration or valid residence status or fixed residence where the bank is located.

3. Have legal and stable economic income, good credit and the ability to repay the principal and interest of the loan.

4. Work type: salaried customer, with an annual salary of 24,000 yuan before tax or a monthly income of 2,000 yuan before tax.

5. The current address is more than 6 months, and he has worked in the current company for at least 3 months.

6. Other conditions required for the bank to handle unsecured credit loans.

These are all necessary conditions for handling unsecured credit loans.

Applying for unsecured credit loan requires the applicant to have a good personal credit record. Therefore, if you want to successfully apply for unsecured credit loans, you must pay attention to maintaining a good personal credit status in peacetime.