Can the endowment insurance paid by individuals be refunded?

exceptional case

First, if the rural household registration chooses to settle the personal account of endowment insurance when leaving the company, the accumulated amount of the personal account, the individual payment part and interest can be returned to me at one time, and the payment record will be cleared, and the payment period will be recalculated according to the new insurance.

Second, urban hukou cannot be liquidated under normal circumstances. Only the following three special circumstances can be liquidated:

1, who has reached the statutory retirement age, but has not reached the accumulated payment 15 years, can apply for a one-time liquidation of the accumulated amount of the individual account of endowment insurance and return it to himself.

2. Unfortunately died before retirement, and the accumulated amount of personal account of endowment insurance can be liquidated at one time. This part can be inherited, that is, received by the legal heir.

3. If a person dies after retirement, the amount of his personal account has not been collected, and the balance can be liquidated at one time and collected by the legal heir.

4. Go abroad to settle down and lose China nationality.

Extended data

Conditions for receiving old-age insurance

1. meets the retirement conditions stipulated by the state and has gone through relevant formalities; The cumulative payment period for paying the basic old-age insurance premium according to regulations reaches 15 years.

2, approved by the administrative department of labor and social security, can receive a monthly basic pension and funeral subsidies.

reference data

Official Website of the Central People's Government of the People's Republic of China-People's Republic of China (PRC) Social Insurance Law