Xiamen provident fund withdrawal

Instructions for workers to withdraw housing provident fund

Date: 20 1 1-06-20 font display: large, medium and small.

I. Extraction Conditions and Materials Provided

(1) Basic materials:

1. Xiamen housing provident fund withdrawal/transfer application form (verified by the unit and stamped with official seal or special financial seal);

2. The original and photocopy of the applicant's ID card (if an agent is entrusted, the original and photocopy of the agent's ID card shall also be provided);

3. If the spouse's housing provident fund is withdrawn, the original and photocopy of the husband-wife relationship certificate (such as the marriage certificate or the husband-wife household registration book or the husband-wife relationship certificate issued by the neighborhood committee) shall be provided.

It seems so.

4. If two or more people (including spouses, parents and children) * * * purchase the house together to withdraw the housing provident fund, the original and photocopy of the spouse, parents or children's relationship certificate are also required.

(2) According to different extraction conditions, relevant certification materials required in the following table shall also be provided respectively:

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Extraction conditions, types and times of material extraction quota.

Original and photocopy of the land and house ownership certificate for the purchase of owner-occupied housing (if the land and house ownership certificate cannot reflect the purchase time and amount, the deed tax payment certificate or the original and photocopy of the purchase contract that can reflect the purchase time and amount must also be provided). Employees who purchase, build, renovate or overhaul occupied housing outside the province must work in the employee or his spouse or have a household registration, and provide the original and photocopy of the housing provident fund deposit certificate issued by the employee or his spouse in the provident fund center outside the province or the work certificate issued by the labor and social security department outside the province or the household registration certificate issued by the public security organ. It is the balance of the employee housing provident fund account as of the date of purchase of owner-occupied housing. The purchase of second-hand houses is subject to the signing time of the purchase contract; Purchase of new commercial housing, down payment transfer, subject to the contract registration time; For the purchase of other houses, the time when the purchase invoice is issued shall prevail (excluding the house payment exceeding the area). The total withdrawal amount of all extractors shall not exceed the actual total purchase price. Non-cancellation extraction should be applied within one year from the date of purchase of owner-occupied housing, and the same housing can only be extracted once.

Shangxinjian

The original and photocopy of the house purchase contract registered by the housing management department as the down payment.

One-time payment ① Original and photocopy of the house purchase contract registered by the housing management department; ② Original and photocopy of the full invoice for house purchase.

A copy of the house purchase contract and the full purchase invoice (confirmed by the seal of the loan bank); ② Original loan contract.

Second-hand housing ① Original and photocopy of the house purchase contract registered and transferred by the housing management department; ② Original and photocopy of transaction deed tax payment certificate.

Transfer of affordable housing with down payment ① Original and photocopy of the purchase contract; ② Original and photocopy of room number list.

One-time payment ① Original and photocopy of the house purchase contract; ② Original and photocopy of the full invoice for house purchase.

A copy of the house purchase contract and the full purchase invoice (confirmed by the seal of the loan bank); ② Original loan contract.

Housing reform, reconstruction and implementation of overseas Chinese housing have been paid in one lump sum (1) the original and photocopy of the purchase contract; ② Original and photocopy of the full invoice for house purchase.

A copy of the house purchase contract and the full purchase invoice (confirmed by the seal of the loan bank); ② Original loan contract.

Original and photocopy of the demolition and resettlement contract; (2) the original and photocopy of the full payment invoice or payment receipt supervised by the financial or tax department.

Self-occupied housing construction ① The original and photocopy of the construction land permit and construction project planning permit issued by the construction (housing management) and planning department at or above the county level; (2) The original and photocopy of the project budget (final accounts) issued by the construction enterprise. It is the balance of employee housing provident fund account as of the date of construction, renovation and overhaul of owner-occupied housing. The date and time of building construction, renovation and overhaul shall be subject to the approval letter of building construction, renovation and overhaul. The total amount extracted by all extractors shall not exceed the actual amount of the project budget (decision). Non-cancellation extraction should be applied within one year from the date of self-occupied housing construction, renovation and overhaul, and the same set of housing can only be extracted once.

Decoration of self-occupied housing ① Original and photocopy of the construction project planning permit issued by the construction (housing management) and planning department at or above the county level; Original and photocopy of the certificate of land and house or the certificate of collective land use; (3) The original and photocopy of the project budget (decision) issued by the construction enterprise.

Overhaul of owner-occupied housing ① Original and photocopy of land and house ownership certificate; (2) the original and photocopy of the appraisal certificate of dilapidated buildings that need to be overhauled issued by the construction (housing management) and planning departments at or above the county level; (3) The original and photocopy of the project budget (decision) issued by the construction enterprise.

For details of annual repayment, please refer to Notes on Annual Withdrawal and Repayment of Housing Provident Fund Loans. If there are outstanding housing provident fund loans in this city, the extracted housing provident fund should be given priority to repay the principal and interest of the housing provident fund loans. As of the balance in the housing provident fund account when employees apply for withdrawal, the total withdrawal amount of all extractors shall not exceed the balance of the house purchase loan. Irrevocable withdrawal, once a year.

For details of monthly withdrawal of housing provident fund owing on the loan, please refer to Instructions for Monthly Withdrawal of Housing Provident Fund owing on the loan.

It is the principal and interest payable by the borrower as of the end of last month. on an agreement

Workers who have no housing rent houses in this city and the rent exceeds the family wage income 10%, and pay the rent to rent public houses ① the original and photocopy of the lease contract; The original and photocopy of the rent payment certificate from the previous year to the date of application; (3) The original proof of the income of the lessee's husband and wife issued by the unit (if unemployed, provide the original and photocopy of the unemployment certificate). (1) Whether the employee has no room shall be verified by the provident fund center after acceptance.

② If you are married, you should also provide the original and photocopy of the husband-wife relationship certificate.

③ The format of Employee Income Certificate can be downloaded from the website of Provident Fund Center (www.xmgjj.gov.cn) "Download Center". For the part where the rent exceeds 10% of the family wage income from the previous year to the date of application, the extracted part of the previous year will not be accumulated. Irrevocable withdrawal, once a year.

The original and photocopy of the housing lease contract registered by the housing management department; The original and photocopy of the rent invoice issued by the local tax authorities from the previous year to the date of application; (3) The original proof of the income of the lessee's husband and wife issued by the unit (if unemployed, provide the original and photocopy of the unemployment certificate).

Original and photocopy of divorce and retirement certificate (if there is no retirement certificate, provide the original retirement certificate issued by the unit). All the amount in the housing provident fund account and interest-bearing cancellation account shall be withdrawn at one time.

Completely lose the ability to work and terminate the labor relationship with the unit ① Original and photocopy of the certificate of termination of the labor relationship with the unit; (2) The original and photocopy of the disabled card (1-4) or the appraisal certificate issued by the labor ability appraisal institution.

Original and photocopy of exit and settlement certificate (immigrant visa, residence certificate in the country of residence or certificate of cancellation of household registration due to exit and settlement).

Terminate the labor relationship with the unit, and withdraw cash from the account to move out of the city. ① Original and photocopy of the certificate of termination of the labor relationship with the unit; (2) the original and photocopy of the household registration certificate issued by the household registration management department or the household registration certificate of the place of immigration.

The housing provident fund account is transferred to the new workplace provident fund center ① the original and photocopy of the transfer work certificate; ② Original certificate of housing provident fund deposit issued by the new workplace provident fund center or the housing provident fund bank.

Non-registered employees in this city terminate their labor relations with the unit, and non-employed employees leave this city to withdraw cash ① The original and photocopy of the certificate of termination of labor relations with the unit; Original and photocopy of foreign household registration certificate (residence booklet or temporary residence permit); Original and photocopy of employment certificate issued by foreign work unit. Failing to submit the certificate of employment in different places, the employee himself will sign the letter of guarantee on the spot; If an agent is entrusted to another person, the original and photocopy of the notarized power of attorney shall be submitted.

The housing provident fund account is transferred to the new workplace provident fund center ① the original and photocopy of the transfer work certificate; ② Original certificate of housing provident fund deposit issued by the new workplace provident fund center or the housing provident fund bank.

Transfer from this city, and the account has not moved out of the housing provident fund account to the new work provident fund center ① the original and photocopy of the transfer work certificate; ② Original certificate of housing provident fund deposit issued by the new workplace provident fund center or the housing provident fund bank.

Original and photocopy of notarial certificate or court judgment of inheritance or bequest of death or death.

The original and photocopy of the low guarantee issued by the civil affairs department enjoying the urban minimum living guarantee. If the account bears full interest and there are outstanding housing provident fund loans in this city, the extracted housing provident fund shall give priority to repaying the principal and interest of the housing provident fund loans. Extract it once a year.

Partial loss of working ability and serious difficulties in life ① Original and photocopy of the certificate of termination of labor relations with the unit; (2) the disabled card (level 5-10) or the original and photocopy of the appraisal certificate issued by the labor ability appraisal institution. One-time withdrawal of account cancellation

For those who have been unemployed for two years in a row, please refer to Notes on Withdrawing Housing Provident Fund for Two Years in a row.

Family life is seriously difficult because I, my spouse, parents and children suffer from special diseases stipulated by the Labor and Social Security Department of Fujian Province. (2) the original and photocopy of the self-funded medical expenses payment certificate in the previous year or the current year; (3) the original and photocopy of the relationship between the applicant and the patient (parents or children). For the total amount of self-funded medical expenses actually incurred from the previous year to the date of application, the extracted part of the previous year is not accumulated. Non-cancellation extraction, once a year during the treatment period.

Second, the processing program

1. The applicant goes to the bank counter where the housing provident fund is deposited to receive the Application Form for Withdrawal/Transfer of Housing Provident Fund in Xiamen;

2. After filling in the form, it shall be verified and sealed by the unit;

3. Bring relevant materials to the comprehensive service hall of Baisong Building of the Municipal Bureau of Land Resources and Real Estate or the provident fund window on the first floor of Xiangping West Road Land and Real Estate Building in Tong 'an District of the city to go through the audit procedures (if you apply for monthly withdrawal of housing provident fund to repay the loan, you can apply directly to the loan bank; For two consecutive years, those who apply for unemployment and withdraw housing provident fund will go directly to the housing provident fund payment bank outlets for review and payment procedures. Neither business needs to go to the provident fund center);

4. With the approved materials and ID cards, go through the withdrawal or transfer procedures at the bank outlets where the housing provident fund is deposited.

Third, the processing time limit

Except for the rent payment, special diseases, and the purchase, construction, renovation, overhaul and off-site withdrawal of housing provident fund that need to be verified, the results will be informed within 3 working days, and the rest will be handled immediately.

Fourth, matters needing attention

1. If the non-local registered employees terminate their labor relations with their units, and the non-local employed employees leave the city and withdraw the housing provident fund after signing the letter of guarantee, the employees shall not apply for withdrawing the housing provident fund again for the same reason in the next two years.

2. Self-occupied housing refers to the housing owned by employees who withdraw housing provident fund and use it for their own residence.

Verb (abbreviation of verb) Tel: 51044925109508 7579050 (Tongan, Xiang 'an)