20 17 what is the down payment ratio for buying a house in Hangzhou?

20 17 what is the down payment ratio for buying a house in Hangzhou? Many partners who work in Hangzhou like this beautiful city and want to settle in Hangzhou. This paper introduces the latest property market policy in Hangzhou on 20 17 and the down payment ratio in Hangzhou.

First, the scope of purchase restriction

Ordinary self-occupied housing in Shangcheng District, Xiacheng District, Jianggan District, Gongbei District, Xihu District, Hangzhou Hi-tech Development Zone (Binjiang), Hangzhou Economic and Technological Development Zone, Hangzhou Jiang National Tourism Resort, Xiaoshan District, Yuhang District, Fuyang District and Dajiangdong Industrial Cluster.

Second, the purchase restriction policy

In addition,

Buy by gift.

It takes three years for an enterprise to buy a house in a restricted area, and the period of listing and trading is limited.

(three) the household registration from local to four counties (cities) of the household purchase restriction. You can buy a house in this city after two years from the date of household registration transfer.

PS: From September 28th, 20 16, the housing purchase restriction policy in Hangzhou (including Xiaoshan, Yuhang, Fuyang and Dajiangdong) will be suspended.

Third, the down payment ratio of house purchase

In four cases, provident fund loans will not be issued:

Employees' families have more than two houses.

② The employee's family has not settled the housing provident fund loan.

The worker's family already has a house in name, and there is no record of commercial and residential loan settlement except this house.

④ Workers' families have more than two outstanding records of commercial housing loans.

Four, the first suite, two suites that standard.

1, strict first suite standard

The number of housing units under the employee's family name is determined according to the family property inspection documents and housing loan records. Family housing loan records include provident fund loan records and commercial housing loan records, which are based on the audit of provident fund center and the personal collection report records of the People's Bank of China. The number of outstanding housing loan records is included in the number of housing units under the family name, which can be combined with the housing inspection records.

2. It was identified as the second suite in three cases.

The employee's family has no room, and there are housing loan records for settlement.

② There is a house under the employee's family name, and there is no housing loan record or housing loan record settlement.

(3) There is a house in the name of the employee's family, and there is an outstanding commercial housing loan record, which is the house.

Before buying a house, you should know the relevant purchase policy, whether you have the qualification to buy a house, and how much down payment. , and prepare for the procurement budget.