Employment directions and prospects for a master's degree in finance

The career direction and prospects for a master’s degree in finance?

Generally speaking, the distribution is fair. After all, the financial industry threshold is still very high. Therefore, the higher the requirements for academic qualifications and professional abilities of a position, it means that this position also requires a lot of training in professional abilities, such as sponsoring representatives.

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Sales side: Corporate account manager (2-3 years, fixed salary is about 10W, total salary is about 15-20W), financial account manager, personal loan account manager (real estate personal loans have been quite good in recent years) Easy to do) (the latter two are slightly lower than corporate account managers) It is a sales-type position. As long as you perform well, the salary will naturally be high. Among them, Ping An's commission point is relatively high in the industry.

Financial product manager: higher professional requirements (2-3 years, fixed salary of about 10W, total salary of about 15-20W)

Risk management: mainly distributed in banks Branches and head offices (2-3 years, fixed salary is about 10W, total salary is about 15-20W)

(Generally speaking, banks have the largest job market, the most diverse personnel, and the lowest overall educational requirements, but the head office requires Definitely high. For outstanding master’s students, they still work hard to go to a branch or head office. It’s a waste of their academic qualifications in a branch)

Securities

Investment banking positions: IPO, New Third Board projects, very stressful. Traveling all year round, the academic requirements are high, a master's degree of 211 or above is the basic requirement, and at least one CPAor legal professional qualification certificate is required (for the top 50 securities companies, 100,000 yuan is normal for graduation, and 300,000 yuan or more is normal after working for about 5 years, but if the project is well done, High salary, with more than 10 years of experience, ED position or MD position, the best period of the stock market in 2015, basic salary 3W, bonus 1000W)

Researcher: The general direction of employment for fresh graduates, because many have done it People who are sell-side researchers want to make a transition, and there are many job-hopping people. Therefore, in order to supplement personnel, securities companies recruit fresh graduates every year, mainly sell-side researchers (unless they are researchers in the securities asset management department, they do not need to create new wealth, but the staffing is very high). Few, and usually transferred by outstanding sell-side researchers within securities companies) It takes 2-3 years after graduation, and the salary is 20-30W. It is very hard, writing and selling words every day, but the development prospects are still very good. If you are a sell-side researcher, you can work hard to become a chief researcher. , director of the research institute, etc., so creating new wealth is the only way to achieve all these goals; in addition, you can become a buyer researcher, and then work hard to transform into a fund manager assistant, fund manager, and the overall development direction is good

Risk Control Legal Department: (more professional than banking, more demanding) 2-3 years, basic salary of more than 1.5W, annual salary of more than 20W

Business Department: Account opening, financial manager, channel manager, institutional account manager Wait, the average salary is lower than that of banks. Witness a B-level sales department manager with about 15-20 years of work experience, 35-45 years old, a basic salary of 1.50,000-2.50,000 yuan, and an annual salary of 50,000-100,000 yuan, depending on The performance level of the entire sales department that year.

Funds

Cemetery Funds

Fund managers: transformed from researchers or traders, divided into active investments and passive investments, general researchers (such as quantity Researcher) mostly transform into active investment, and master the skills of quantitative investment

Researcher: Buyer researcher, (specializes in buying the products of sell-side researchers of securities companies, taking the initiative, one of the transformation directions of sell-side researchers), with higher salary , 2-3 years, about 20-30W, and can be increased by 10W every year.

Institutional account managers and channel managers: Institutions (that sell fund products) are commonly known as key account sales. They generally connect with the head office, large branches, etc., and channel managers connect with branches. Contacted the account manager management position of one of the top ten domestic fund institutions. The work experience is about 6-10 years. The general base salary is about 50W, and the annual salary is about 1 million.