Job responsibilities of bank teller

Job responsibilities of bank tellers

In the era of continuous progress, the frequency of use of job responsibilities is on the rise, and job responsibilities are the basis for organizational assessment. Want to learn how to define job responsibilities but don’t know who to ask? Below are the job responsibilities of bank tellers that I have compiled for you. Welcome to read, I hope you will like it.

Job Responsibilities of a Bank Teller Part 1

1. Perform the duties of a general teller, host personal customer counter business, and do a good job in savings accounting, counter sales and customer service, Ensure that the assigned work is carried out in a normal and orderly manner.

2. Ensure that the recorded running account is balanced at the end of the day (during the day), and that the accounts and accounting certificates are consistent.

3. Correctly keep the No. 2 business official seal, No. 2 office seal, and cabinet seal and key used in this position. Responsible for keeping the various registration books used in this position to ensure that the registration is clear and complete.

4. Collect financial information about large private customers, report to the person in charge of the branch in a timely manner, establish communication with customers, and pay attention to customers' financial transactions.

5. Do a good job in counting the damaged cash at the counter, and hand it over to the leading teller after passing the check.

6. Actively carry out quality service work, provide customers with differentiated services, and create zero effective complaints.

7. Adhere to business compliance operations and strictly prevent and control operational risks.

8. Responsible for managing the maintenance of your own office facilities, supplies and equipment, and all related work in the office responsibility area.

9. Strive to complete various work assessment targets approved by the branch.

10. His tasks assigned by the teller supervisor and person in charge

11. Serve as a part-time safety officer, responsible for opening the life door, checking whether it is closed in time, and registering the "Safety Officer" daily Register", keep and maintain the safety equipment of this outlet, and be responsible for checking potential safety hazards and turning off power and fire sources at the end of each day.

12. Responsible for the safekeeping of investment gold bar samples and other important items. At the end of each day, they should be placed in a safe for safekeeping. Job responsibilities of bank tellers Part 2

1. Cash teller: The daily work is mainly engaged in the review of various cash businesses, counting small bills, counting large amounts of cash, etc. It is usually held by people who have just joined the bank and is the basis for continuing to engage in other counter jobs.

2. Ordinary tellers: engaged in various counter businesses, including handling various public and private businesses. . Checking and settling accounts for the day, etc. They are the most common type of teller staff in banks.

3. Comprehensive teller (accounting supervisor): Mainly responsible for checking, supervising, and reviewing various accounts of ordinary tellers on the day. Explanation of special counter business handling procedures, inspection and supervision of the implementation of bank rules and regulations, etc. Sometimes we also handle specific business.

4. Low-counter tellers (or open counter staff): They are provided by some larger business outlets with comprehensive services. The counter staff mainly handle non-cash businesses including personal consumption loans, personal housing loans, personal financial management (fund business, bank agency insurance business) and other non-cash businesses. This type of teller has relatively high requirements and must have certain basic knowledge and skills in personal loans as well as personal financial management knowledge.

5. Lobby Manager: Usually responsible for promoting bank business, classifying and guiding branch customers, answering various business inquiries from customers, and handling disputes and conflicts between bank staff and customers. Mediation and guidance work. It is usually held by bank employees with long-term working experience, sometimes by bank branch managers.

Job Responsibilities of a Bank Teller Part 3

1. Handle external deposits, withdrawals, and interest calculation services, including entering computer accounting, printing vouchers, passbooks, deposit receipts, and receiving and paying cash

2 , bank teller fingerprint authentication, etc.;

3. Handle the collection and storage of business cash, and register the teller cash register;

4. Handle important blanks such as business deposit certificates and passbooks. Collect and keep vouchers and valuable documents, and register important blank vouchers and valuable documents in the register;

5. In charge of various business seals and personal name seals of the counter;

6. Handle counter accounts, print accounts, clean up and check the cash on duty and important balances of blank vouchers and valuable documents, collect and inspect business seals, and seal the boxes together under the supervision of the general teller , handle shift handover procedures, and submit vouchers and other accounting information to the general teller. Job Responsibilities of Bank Tellers Chapter 4

1. Receive, register and keep valuable documents and important blank vouchers of the savings bank, and handle the collection and handover of each teller;

2. Responsible for the internal adjustment of cash for each teller’s business and the collection and handover of cash to the savings bank, and registration;

3. Handle internal transactions with the accounting department of the bank under jurisdiction;

4. Supervise tellers to handle special business such as savings loss reporting, inquiry, collection, freezing and confiscation, and handle the annual interest settlement of the savings bank;

5. Supervise the teller work team to clear accounts;

6. Identification and control of banking technology risks;

7. Handle savings bank accounts and reconciliations, prepare voucher arrangements and account daily statements; print savings bank running accounts, and print regularly General ledger, subsidiary ledger, deposit account journal, off-balance sheet account register; backup data and printing, binding, custody accounts, tables, books and other accounting materials, responsible for handing over original vouchers, accounts, tables and backup disks for subsequent supervision ;

8. Prepare business day, monthly, quarterly and annual reports. Job Responsibilities of Bank Tellers Part 5

1. Job Responsibilities of Bank Tellers in Benfu Villages and Towns of Huaiyuan, Anhui

2. When handling cash collection and payment, tellers must adhere to the principle of "cash receipts are collected first and then

> 3. Tellers must strictly follow the operating procedures of the "Integrated Business System" to handle various businesses to ensure timely processing and accurate accounting.

4. Tellers should strictly handle business in accordance with their authority, and it is strictly prohibited to operate beyond their authority, especially for large-value transactions. Job Responsibilities of a Bank Teller Chapter 6

Main job content:

Personal customer counter business, do a good job in savings accounting, counter sales and customer service, master payment settlement, Account management, cash management, cash teller system; have relevant professional skills, preferably have relevant certificates, such as business skills expert certificate, CFA, CPA and other professional certificates;"

Bank authorized teller job responsibilities:

1. Implement national financial laws and regulations, strengthen counter review and supervision, and be responsible for the collection and payment, exchange, hourly counting, transportation, custody and damaged currency of domestic and foreign currency cash and valuable documents. Recycling and exchange work, reasonably calculating inventory cash positions, ensuring external payments, and actively promoting and recommending customers to use transfer payment settlement to reduce cash transactions.

2 . Conscientiously implement the principle of real-name system and shall not open anonymous accounts or pseudonym accounts for customers. When individual customers apply to open a deposit account for settlement, they must be required to present their identity documents for verification and register the names and numbers on their identity documents; agents If someone else opens a personal deposit account, they should be required to produce the identity documents of the principal and agent for verification, and the names and numbers on the identity documents of the principal and agent should be registered.

Establish and improve personal customer information data files, and fully grasp the name, ID number, residence, occupation, economic income, family status and other information of personal settlement account depositors. Verify the identity of all customers who apply for the institution to provide financial services, verify the customers' true identity information, and shall not provide financial services to unidentified customers.

3. Follow the principle of "voluntary deposits, free withdrawals, interest-bearing deposits, and confidentiality for depositors". Responsible for handling business such as savings, card and personal loan entry, handling personal foreign currency business in accordance with relevant regulations on foreign currency savings, paying attention to banknote and remittance signs, and ensuring correct fund transactions and business processing.

4. According to the entrustment agreement, the amount that needs to be issued or deducted will be accurately transferred to or deducted from the designated account in the form of transfer.

5. Act as an agent for treasury bonds, funds, gold, third-party custody, foreign exchange trading and other businesses, open or handle related businesses for customers in accordance with the real-name system requirements, and increase customer investment channels. The handling personnel must establish a customer identity registration system in accordance with the people's system regulations and the principle of "know your customer".

6. The acceptance of various businesses shall strictly comply with financial regulations and policies. Collect large-value and suspicious payment transaction information. Information that meets the reporting conditions should be added to the system in a timely manner or submitted through the liaison officer in accordance with regulations.

Detailed description:

1. Adhere to cash receipts, first receive the payment and then record it; for cash payments, first record the account and then pay; count the items in person, clear them one by one, and stamp them Confirm, be clear, and strictly implement daily clearing and daily closing.

2. Corporate cash receipts and payments of more than 200,000 yuan should be reviewed and reviewed on the spot, and cash receipts and payments of more than 50,000 yuan should be approved and filed for large amounts in accordance with the regulations of the People's Bank of China; personal deposits should be handled on the same day For a single transaction with an amount of RMB 200,000 or the equivalent of US$10,000 (inclusive) or more, or a deposit by the same depositor exceeding RMB 1 million (inclusive), the depositor's identity document must be extracted; for personal withdrawal business, a one-time withdrawal of RMB 5 For withdrawals worth more than 10,000 yuan and the equivalent of 10,000 U.S. dollars (inclusive), the withdrawer should provide an identity document and be reviewed by the business supervisor. If you are acting as an agent for large-amount deposits and withdrawals, you must also provide the agent’s identity document.

3. Hold a certificate to work, and do a good job in anti-counterfeiting publicity, guidance and collection. Do a good job in the exchange of incomplete bills and the picky work of worn-out bills; do a good job in collecting valuable documents to ensure that the accounts are consistent; standardize the completion of cash reconciliation requirements and strictly implement the error reporting system; strictly implement the double-binding and opening Box system; when cash is transferred, handover procedures must be strictly followed and accounting processing completed in a timely manner; cash business must be handled within the scope of video surveillance; if a customer fills in a receipt, the content of the receipt must be reviewed, and if the receipt is not required, the receipt must be Ask the customer to sign for confirmation.

Main non-cash tasks:

1. Strictly implement financial regulations and policies in accepting all businesses. Collect large-value and suspicious payment transaction information. Information that meets the reporting conditions should be added to the system in a timely manner or submitted through the liaison officer in accordance with regulations. In accordance with various account management regulations of the People's Bank of China, all types of corporate settlement account opening operations will be carried out after submitting the account opening information for supervision and review. After the RMB account is successfully opened, the information should be reported to the account administrator in a timely manner and entered into the People's Account Management System. Changes in the account information of the account opening unit shall be reported to the people for approval or filing in accordance with regulations.

2. Carefully review the authenticity, validity, rationality and legality of the bills and vouchers. The review content includes: the amount of the bill; the date; the name of the payee (payer); signature; endorsement, key and number that should be compiled on the voucher; whether the voucher has been misused, filled in incorrectly, forged or altered; whether the loan voucher has been The authorized person shall review the signature; whether the content, number of copies, and attachments of the voucher are complete, etc.

3. For the acceptance of large sums of money in and out, it must be signed by the branch person and the double hotline contact must be implemented.

4. Businesses that are transferred from public to private must be handled in accordance with the national cash management regulations, and the supporting documents issued must be reviewed and approved by the authorized person in accordance with the large-amount approval methods.

5. Standardize the delivery and handover procedures of bills and vouchers.

6. Adhere to the principle of responsibility for review and sealing, and the bills and vouchers after review must be stamped with the name of the handler to indicate responsibility.

7. The business seal must comply with the regulations: the transfer seal is used for transfer business; the liquidation seal is used for issuing debit vouchers; the business acceptance seal is used for issuing credit vouchers, receipts, etc.

8. The accounting review of the business must be based on the legal and valid original vouchers or texts within the bank's business scope and in accordance with the system operation regulations, and the correct transaction code must be selected to enter the business information. Detailed summaries must be entered for non-account accounts, off-balance sheet accounts, memo accounts, and businesses that often need to be kept for reference. After entering the business information, the system performs accounting processing based on the transaction code. If there is a special screen for accounting processing, the special screen must be used for accounting; if there is no special screen, the original vouchers must be entered through the universal transaction set accounting according to the transfer relationship after approval by the authorized person. Business processing sequence: for fund transfers, first receive the report and then record the account; for fund transfer, first record the account and then send the report; for transfer business, first debit and then credit, collect bills from other banks and then record them in the account.

9. Special services such as freezing or unfreezing funds, temporarily blocking or unblocking accounts, setting permissions, modifying generated accounting information, printing transactions, adjusting points, adjusting interest rates, and adjusting start and end interest dates. All operations must be carried out with an operation assignment letter issued by the accounting supervisor and approved by the authorized person.

10. Handling of wrong accounts: When errors occur in the accounting data entered on the day, the account should be cleared based on the serial number after being consulted by the accounting supervisor. Cross-organization account erasure transactions in the system are initiated and processed by the original business initiating bank after being reviewed by the accounting supervisor. For the correction of wrong accounts on the next day or for a new year, a wrong account correction subpoena must be filled in. After being approved by the accounting supervisor, it will be processed by using the offset account transaction. When entering the wrong account reversal summons, the reversal content and the date of the wrong account must be entered. . Wrong accounts this year are corrected in red letters in the same direction, and wrong accounts in the previous year are corrected in blue letters in the opposite direction.

11. Responsible for the sale, storage, registration and verification of vouchers.

12. Responsible for verifying the signatures of the drawer of the bill (acceptor), the issuer of the settlement voucher (applicant), and the final endorser of this bill, to ensure that the above signatures are consistent with the reserved seals be consistent; responsible for checking the seal of this bill of exchange to ensure that the above signature is consistent with the relevant impression.

13. When temporarily leaving, the business terminal must be temporarily checked out, and the voucher and business seal box must be locked; the password must not be leaked and must be modified regularly.

14. Responsible for checking the coding information of proposed exchanges, responsible for checking the proposed, withdrawn and liquidated funds of exchanges, and responsible for the receipt and recording of bills the next day.

15. Responsible for the issuance of modern payment current account business submitted by customers, the entry of modern payment incoming account business, and the inquiry and review of modern payment business. Ensure that all elements are correct and processed in a timely manner to ensure the safety of the company's funds and the issuance of current accounts and the entry of incoming accounts.

16. Foreign exchange remittance review: Check whether the wire transfer application is complete in content, clear in writing, clear in English, currency symbols are correct, capitalization is consistent, and whether the payee account number and remittance bank address clearing code are completed.

17. The items recorded on the bill for collection are complete, the amount is consistent in upper and lower case, the name of the payee, the endorsement is true, the date of issuance is within the validity period, and it complies with the scope of bill collection.

18. The foreign currency payment voucher must record the amount in upper and lower case, the name of the payee, the name of the payer and the bank, the signature of the payer and other matters.

19. In the application form for reissuance of accounting certificate, check whether the reserved seal, payee account number, account name, currency, amount and other elements are filled in completely and accurately.

20. For enterprises that have signed an agency issuance agreement with our bank, the agency issuance information provided by them will be submitted to the personnel involved in the matter for review, and the identity documents provided by the agency issuance enterprise will be verified. Open cards, discounts, deposit certificates and other accounts for them in batches in accordance with regulatory requirements, and, while ensuring that the funds are properly received, issue various types of payments to them on a regular or one-time basis in accordance with the issuance matters of the agreement.

21. Accept clean bill collection, foreign exchange settlement, foreign exchange sales and payments submitted by customers, and review the compliance of documents.

22. Accounting processing of settlement, sale and payment of foreign exchange, entry of SWIFT incoming reports, processing of SWIFT query and review messages, printing of exchange bills, issuance of export verification and write-off coupons, etc.

23. Complete the declaration of relevant information in accordance with the regulations of the State Administration of Foreign Exchange on the declaration of foreign-related receipts and payments.

24. Responsible for data collection, statistical analysis, preparation and reporting of various business reports. The collection of report data requires authenticity, timeliness and completeness.

25. Set up manual account books according to business needs, register the account books sequentially based on legal and valid vouchers, and calculate the balance on a daily basis, and ensure that the content is complete, the figures are accurate, the summary is concise, and the handwriting is clear. ;