What kind of loan company is Fanpuxin?

Small loan company. Fanpuxin is a financial information service brand under Fanpujinke, which mainly provides customized financial information services for domestic individual users with consumption and financing needs, and then carries out consumption staging and financial leasing services through commercial factoring and financial leasing institutions.

Fanpu Credit belongs to Fanpu Mutual Gold Co., Ltd. and is an online loan platform. Fanpu Credit has been launched for a long time, and the feedback from users is good. Compared with most online lending platforms, it is still very formal and the loan amount is high. It is difficult for users with poor credit to obtain loan applications on this platform.

Microfinance mainly serves agriculture, countryside and farmers and small and medium-sized enterprises. The establishment of small loan companies reasonably concentrated some private funds, standardized the private lending market, and effectively solved the financing difficulties of "agriculture, rural areas and farmers" and small and medium-sized enterprises. There are also personal micro-loans for office workers, most of which do not require mortgage, but the credit review is strict.

Fanpu Credit Information can't get the credit report?

With the continuous improvement of the credit information system, more and more loan platforms are connected to the credit information system. Fanpu Credit Information has been docked with the central bank's personal credit information system, so Fanpu Credit Information is being collected. In other words, when a borrower applies for a loan at Fanpu Credit, Fanpu Credit will inquire about the borrower's personal credit information. If the borrower fails to repay the loan after Fanpu Credit Information, Fanpu Credit Information will report the overdue record of the borrower to the personal credit information system of the central bank.