What is it for banks to recruit micro-loan account managers?

1. The bank loan account manager's job is to take the customer as the center, handle the customer's deposit and loan and other intermediary business, and be responsible for maintaining the customer relationship.

2. Micro-loan account manager refers to a full-time marketer in a commercial bank who is in direct contact with micro-enterprise customers to promote financial products and provide high-quality financial services to micro-enterprise owners such as individual industrial and commercial households and small business owners. Responsibilities: actively expand the market, find customers and achieve the performance targets set by the Bank according to business objectives; Responsible for daily loan matters. When going to the bank for loan, the account manager needs to review the qualifications of the borrower, and the bank manager will also visit the next household.

3. The bank loan account manager's job is to take the customer as the center, handle the customer's deposit and loan and other intermediary business, and be responsible for maintaining the customer relationship. Responsibilities of bank loan account manager:

1) Actively expand the market, find customers and achieve the performance targets set by the Bank according to the business objectives;

2) Be responsible for the acceptance of applications for accepted loan business and the pre-loan investigation, and be responsible for the legality, rationality, authenticity and integrity of the accepted and investigated loan business;

3) signing loan contracts and guarantee contracts with customers for the approved credit business;

4) Be responsible for the issuance and recovery of loans and the timely recovery of interest;

5) Be responsible for the post-loan management of customers and the implementation and collection of non-performing loans, interest receivable and credit withdrawal;

6) Be responsible for the basic work of loan risk classification and the statistical analysis and reporting of relevant credit statements; 7) Collect and sort out the financial statements and related materials of corporate customers on a monthly basis;

8) be responsible for the transfer and handover of loan files with the financial management department;

9) Complete other tasks assigned by the leaders.

Micro-credit services are mainly targeted at middle and low income groups, poor people, family-based natural persons and micro-enterprises. They are widely distributed at all levels of social and economic life, covering the primary, secondary and tertiary industries. For example, forestry, animal husbandry, fishery and planting are distributed in the primary industry, small-scale mining, micro-manufacturing and construction in the secondary industry, and service industries such as transportation, commerce, catering and warehousing in the tertiary industry. Micro-loan services involve many industries and a wide range, which leads to the complexity of micro-loan financial services.