Do you have a credit report for installment payment?

1. Except for Jiexin and Baiqian, installment companies do not report credit information, and financial companies cannot report credit information unless they report credit information through banks.

2. The bad credit records generated will be recorded in personal credit information, which can only be eliminated after five years. Some serious cases can be postponed for ten years, and some serious cases will be blacklisted permanently.

3. The credit report upload has expired. When using the products by stages, if the repayment is not made on time, it will have a certain impact on the credit, because the credit report will be uploaded by stages, and it will be inconvenient to buy a house and buy a car loan in the future.

4. Instant installment is a consumer finance brand under Shenzhen Qianhai Fei Da Financial Services Co., Ltd., which was established on 20 14. It takes the development of inclusive finance as its heavy responsibility, uses the massive user data accumulated in offline consumption scenarios, and relies on big data risk control technology to provide easy and convenient financial services.

There are also many forms for the time limit of deferred information installment payment: the purchaser pays by installment, usually paying the down payment first, and then paying the second money after receiving the notice from the real estate agent; Divided into three installments, and the third installment will be paid within a certain period of time after check-in.

In this way, the buyer usually pays more than one-time payment, but at the same time it can reduce the possible losses in the auction, such as "unfinished houses", as well as the decline in house prices other than the down payment and the changes in the economic situation of the buyer.

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