Is Fu Jie Ruitong Payment an online loan?

Fu Jie Ruitong is a third-party payment company, which provides online payment, mobile payment and other services, mainly providing funds collection and payment functions for merchants and individuals. Peer-to-peer lending refers to the behavior of lending activities through the Internet platform, that is, P2P peer-to-peer lending. Although both involve capital circulation and payment, Fu Jie Ruitong exists more as a payment tool and does not directly participate in the lending business.