Is there a difference between Anhui Credit Cooperative and Hefei Science and Technology Rural Commercial Bank? They have different names, but they all use Jinnong cards. I don't understand.

Anhui Credit Union and Hefei Science and Technology Rural Commercial Bank have different job functions and subordinate relations.

1, different job functions

The main function of the provincial association is to formulate the reform and development plan of rural credit cooperatives in the province and organize its implementation; Formulate industry self-discipline management system and supervise its implementation; Guide rural credit cooperatives to improve corporate governance structure, establish a standardized and effective management mechanism, improve internal control system, innovate service methods, and expand new business areas.

The function of Hefei Science and Technology Rural Commercial Bank is to absorb public deposits; Issue short-,medium-and long-term loans; Handle domestic settlement; Handle bill acceptance and discount; Acting for payment and insurance agency business; Acting as an agent to issue, honor and underwrite government bonds, etc.

2. The relationship between superiors and subordinates is different.

Anhui Credit Cooperative is higher than Hefei Science and Technology Rural Commercial Bank, which is a subsidiary of Anhui Credit Cooperative.

In addition, Jinnong Card is a RMB magnetic stripe debit card issued by rural cooperative financial institutions under the jurisdiction of Anhui Province, which can be issued by Anhui Credit Union and Hefu Science and Technology Rural Commercial Bank.

Extended data:

Anhui Rural Credit Union was established on June 5438+February 65438+February 08, 2004. It is a local financial institution composed of 83 county (city, district) level cooperatives, with independent legal personality and registered capital of 50 million yuan.

As of July 20 19, Anhui Rural Credit Cooperative Association has 83 branches with nearly 30,000 employees, covering 7 cities, districts and counties in the whole province. At present, the provincial association has 8 internal institutions, 2 directly affiliated institutions and 4 offices/kloc-0.

There are 83 legal person institutions in the whole system, including 5 rural commercial banks, 22 rural cooperative banks, 56 county cooperatives, 3,048 branches and 29,054 employees, accounting for more than 40% of the banking financial institutions in the province.

Baidu Encyclopedia-Anhui Rural Credit Union

Baidu encyclopedia-Hefei technology rural commercial bank