What kind of enterprise is Baihang Credit Information?

1. Baihang Credit Information is not a state-owned enterprise, but a private enterprise. On January 31, 2018, the central bank issued a personal credit investigation license to Baihang Credit Information Co., Ltd., which was jointly signed by the China Internet Finance Association, Zhima Credit, Tencent Credit Information, Qianhai Credit Information, Kaola Credit Information, Pengyuan Credit Information, and China Credit Information Information Co., Ltd. Eight market institutions, including Integrity Credit Information, Zhongzhicheng Credit Information, and Huadao Credit Information, were jointly established. They are different in nature from the central bank's credit information.

2. At present, Baihang Credit Information has been connected to thousands of online lending platforms and institutions. It is a supplement to the central bank's credit information and has great influence.

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